5095 Fern Drive Loretto, MN $ 399,900
5095 Fern Drive
$ 399,900
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5095 Fern Drive

Loretto, MN, 55357
$ 399,900
Bedrooms4 Baths2.1 Sq 2,908

Monthly Estimate*

$ 2,762

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Single Family Home for sale in Loretto, MN

for $399,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,908 square foot home was built in 1973 on a lot size of 1.

Welcome to this exceptional property situated on a private, beautifully wooded 1—acre lot. This home has been meticulously updated, featuring a new roof in 2025, updated gutters with leaf guards, newer windows, and upgraded mechanicals. The main level boasts a bright and inviting kitchen with cabinetry upgrades and Corian countertops, a spacious living room centered around a wood—burning fireplace, and a stunning four-season sunroom complete with skylights. The lower level offers an expansive family room with a cozy wood stove, a dedicated billiard room (pool table included), a workshop, and a bath featuring heated floors. Additional highlights include a walk—out basement, abundant storage space, and a functional layout throughout. A wonderful value offering comfort, privacy, and endless appeal—schedule your showing today !

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Single Family Active

Price

$ 399,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,673

Style

Single Family

Lot Size

1

Year Built

1973

Town/City

Loretto

County/Region

Hennepin

MLS | Web ID

7166350

Features
General
Living Area 2908
Sewer City Sewer/Connected
Heating Baseboard Boiler Fireplace(s) In-Floor Heating Wood Stove
Cooling Central Air
Roof Age 8 Years or Less
Appliances Dishwasher Dryer Electric Water Heater Exhaust Fan Water Filtration System Range Refrigerator Washer Water Softener Owned
HOA Fee 0
Garage Spaces 3
Construction Materials Frame
Year Built 1973
Electric Circuit Breakers 100 Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Hennepin
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Fernwood Hills
Full Baths 1
Directions From Hwy 55 go south on Town Line Road Right on Senset Lane Left on Fern Drive home down on left.
City Loretto
High School District Delano
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3673
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Window Main Floor Primary Bedroom Patio Panoramic View Skylight Sun Room Vaulted Ceiling(s) Washer/Dryer Hookup
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Interior
Basement Block Drainage System Finished Full Partially Finished Storage Space Sump Basket Sump Pump Walkout
Total Fireplaces 2
Fireplace Features Family Room Free Standing Full Masonry Wood Burning Wood Burning Stove
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1736
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Gas Dryer Hookup Lower Level Laundry Room Sink Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1172
Total Baths 3
Bath Desc 3/4 Basement Main Floor 1/2 Bath Main Floor Full Bath
Dining Room Description Informal Dining Room Kitchen/Dining Room Living/Dining Room Separate/Formal Dining Room
Fuel Natural Gas
Garage Square Feet 823
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Exterior
Parking Features Detached Garage Gravel Electric Garage Door Opener
Lot Features Tree Coverage - Medium
Water Source 4-Inch Submersible
Lot Size Area 1
Building Area Total 3304
Lot Dimensions 1
Waterfront Y/N N
Foundation Area 1736
Road Frontage Type City Street Paved Streets
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 5095
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* Excluded Features
List By
Coldwell Banker Realty

Broker

bill@billfisherrealtor.com

Email

Affordability Calculator

$3,068
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,762
Monthly Property Taxes
$306
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709437 Elementary School
708373 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/5/2026$399,900 Listed Price

Map


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5095 Fern Drive, Loretto, MN, 55357 is a Single Family Home for sale at $399,900 with 2,908 sqft and a lot size of 1. 5095 Fern Drive has 4 bedrooms, 2.1 baths, and was built in 1973. The property's zip code is 55357 which is in Loretto, MN