120 4th Avenue SE Saint Cloud, MN $ 199,000
120 4th Avenue SE
$ 199,000
Open House 11/7 10am - 11:30am
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120 4th Avenue SE

Saint Cloud, MN, 56304
$ 199,000
Bedrooms4 Baths2.0 Sq 83

Monthly Estimate*

$ 1,374

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Multi-Family Home for sale in Saint Cloud, MN

for $199,000 with 4 bedrooms and 2 full baths. This 83 square foot home was built in 1910 on a lot size of 0.101.

Investment Opportunity in St. Cloud! Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. Offering 4 bedrooms and 2 bathrooms across two units, this property presents an opportunity for investors looking to expand their rental portfolio or owner-occupants interested in living in one unit while generating rental income from the other. Built in 1910, the property offers classic character, a full unfinished basement for additional storage or future possibilities, and a convenient location in southeast St. Cloud. Situated on approximately 0.10 acres, this property is worth a closer look for buyers seeking an investment with potential. Whether you're an experienced investor or just getting started, don't miss the opportunity to explore the possibilities this duplex has to offer!

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Open House

11/7/2026 10:00 AM - 11:30 AM
120 4th Avenue SE Saint Cloud, MN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Multi-Family Active

Price

$ 199,000

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 1,424

Style

Duplex Up and Down

Lot Size

0.101

Year Built

1910

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

7129089

Features
General
Living Area 83
Sewer City Sewer/Connected
Heating Forced Air
Roof Age Over 8 Years Asphalt
Garage Spaces 0
Pool Features None
Year Built 1910
Levels Two
Property Subtype Duplex Up and Down
Tax Year 2025
Gross Income 0
Accessibility None
County Benton
Operating Expense 0
Insurance Expense 0
New Construction N
Property Type Residential Income
Association Amenities Laundry
Contingency None
MaintenanceExpense 0
Subdivision Name East St Cloud
Directions 4th Ave SE to home on the East
City Saint Cloud
High School District St. Cloud
Number Of Units Total 2
Lot Size Units Acres
Land Lease Y/N N
Tax Annual Amount 1424
Electric Expense 0
Fuel Expense 0
Trash Expense 0
Water Sewer Expense 0
Additional Parcels Y/N N
Virtual Tour https://wellcomemat.com/embed/54sn8789b8241mqbh?mls=1
Standard Status Active
Lender Owned No
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Interior
Basement Full Unfinished
Basement (Y/N) Y
Above Grade Finished Area 83
Laundry Features Common Area
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 2
Fuel Natural Gas
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Exterior
Fencing None
Water Source City Water/Connected
Lot Size Area 0.101
Building Area Total 1676
Lot Dimensions getting
Waterfront Y/N N
Foundation Area 838
Road Frontage Type City Street
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 120
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* Excluded Features
List By
Premier Real Estate Services

Broker

stella@premierhomesearch.com

Email

Affordability Calculator

$1,493
Per Month
92%
8%
0%
Monthly Principal & Interest
$1,374
Monthly Property Taxes
$119
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/13/2026$199,000 Listed Price

Map


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120 4th Avenue SE, Saint Cloud, MN, 56304 is a Multi-Family Home for sale at $199,000 with 83 sqft and a lot size of 0.101. 120 4th Avenue SE has 4 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 56304 which is in Saint Cloud, MN