37 Bell Circle
Silver Bay, MN, 55614 $ 170,000
Bedrooms3 Baths2.0 Sq 1,496 Monthly Estimate*
$ 1,174
for $170,000 with 3 bedrooms and 2 full baths. This 1,496 square foot home was built in 1952 on a lot size of 0.25.
This updated 3-bedroom, 2-bath home offers modern finishes, functional living space, and direct access to the North Shore lifestyle. Step inside to a renovated kitchen featuring new cabinetry, quartz countertops, and stainless steel appliances. The open-concept layout flows seamlessly into the living room, highlighted by stylish shiplap accents and durable Pergo flooring throughout the main level. Three main-floor bedrooms provide convenient one-level living, while the updated bathroom features a spacious walk-in shower. Sliding doors lead to a large deck overlooking a peaceful, wooded backdrop, creating the perfect setting for grilling, entertaining, or relaxing in nature. The finished lower level offers a spacious family/rec room ideal for gatherings, game nights, or watching your favorite events. A newly completed full bath includes a large tub/shower combination, generous vanity, and additional storage. The lower level also provides ample storage options, a large utility room with newer washer and dryer, and flexible space to meet a variety of needs. Outside, enjoy a good-sized yard with room for play, gardening, or outdoor activities. The attached garage offers additional storage space, while the wooded backyard provides privacy and quick access to ATV and snowmobile trails. Located near Lake Superior and all the recreation, dining, and scenic beauty the North Shore has to offer, this move-in-ready home combines comfort, convenience, and outdoor adventure.
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FeaturesGeneralLiving Area 1496
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Microwave Range Refrigerator
HOA Fee 0
Garage Spaces 1
Construction Materials Frame
Year Built 1952
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Lake
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Silver Bay 01 Div
Other Structures Storage Shed
Full Baths 1
Directions North on Hwy 61 to Sliver Bay left on Outer Dr right on Adams Blvd left on Banks Blvd left on Bell Circle
City Silver Bay
High School District Lake Superior
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1094
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Deck Washer/Dryer Hookup
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InteriorBasement Full
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 884
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Total Bedrooms 3
Below Grade Finished Area 612
Total Baths 2
Bath Desc Full Basement Main Floor 3/4 Bath
Dining Room Description Eat In Kitchen
Foundation Dimensions 26x34
Fuel Natural Gas
Garage Dimensions 12x21
Garage Square Feet 212
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ExteriorParking Features Attached Garage Gravel
Lot Features Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.25
Building Area Total 1768
Lot Dimensions 87x125
Waterfront Y/N N
Foundation Area 884
Road Frontage Type City Street Curbs Paved Streets Sidewalks Street Lights Storm Sewer
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByEdina Realty, Inc. - DuluthBroker
lisamichalski@edinarealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,174
- Monthly Property Taxes
- $91
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Silver Bay, MN
Average List Price $605,767
Percent of Sale Price 256%
About Silver Bay, MN 1,840 Population
-11% Since 2002
$ 43,671 Median Income
51.47 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3048328 Elementary School
3048671 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/9/2026 | $170,000 | | Listed Price |