17605 Finch Court Cold Spring, MN $ 499,900
17605 Finch Court
$ 499,900
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17605 Finch Court

Cold Spring, MN, 56320
$ 499,900
Bedrooms3 Baths2.0 Sq 1,664

Monthly Estimate*

$ 3,453

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Single Family Home for sale in Cold Spring, MN

for $499,900 with 3 bedrooms and 2 full baths. This 1,664 square foot home was built in 1979 on a lot size of 0.24.

Lake home with golf at your doorstep. Small-town living with big-city convenience. This 3-bedroom, 2-bath walkout rambler offers an incredible location on the Sauk River Chain of Lakes in the Rich Spring Golf Course neighborhood. The main level features two bedrooms a bathroom and an updated kitchen with quartz countertops, stainless steel appliances, and custom cabinetry along with stunning, unobstructed lake views from the living room that create a private, secluded feel. The lower level adds a third bedroom and bath, spacious family room and wet bar—perfect for entertaining after a day on the lake or golf course. An oversized 2-stall attached garage offers plenty of storage, plus a dedicated golf cart garage door for easy access to the course. Tucked away on a quiet cul-de-sac, yet just minutes from groceries, restaurants, breweries, schools, and more. Approximately 20 minutes to St. Cloud and 1 hour to the Metro, this is an exceptional opportunity for a lake home, full-time residence or a slower pace of life without sacrificing convenience.

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Single Family Contingent

Price

$ 499,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,684

Style

Single Family

Lot Size

0.24

Year Built

1979

Town/City

Cold Spring

County/Region

Stearns

MLS | Web ID

7153385

Features
General
Living Area 1664
Sewer Private Sewer Septic System Compliant - Yes Tank with Drainage Field
Heating Forced Air Fireplace(s)
Cooling Central Air
Roof Age Over 8 Years Architectural Shingle Asphalt Pitched
Appliances Dishwasher Dryer Electric Water Heater Humidifier Gas Water Heater Water Filtration System Water Osmosis System Microwave Range Refrigerator Stainless Steel Appliances Washer Water Softener Owned
HOA Fee 0
Garage Spaces 2
Construction Materials Block
Year Built 1979
View Lake
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility No Stairs Internal
County Stearns
New Construction N
Property Type Residential
HOA N
Contingency Inspection
Subdivision Name Fairway Shores
Full Baths 0
Directions Hwy 23 West of Cold Spring - then S (Left) on Fairway Circle to Right on Finch Ct Home on the left. ***NOTE neighbors new construction - excuse the construction***
City Cold Spring
High School District Rocori
Zoning Description Lot Shoreline Residential-Single Family
Lot Size Units Acres
Carport Spaces 0
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3684
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Deck Dock Kitchen Window Main Floor Primary Bedroom Natural Woodwork Patio Paneled Doors Panoramic View Security System Boat Slip In-Ground Sprinkler Washer/Dryer Hookup Wet Bar
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Interior
Basement Block Daylight/Lookout Windows Finished Full Walkout
Total Fireplaces 2
Fireplace Features Family Room Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 832
Half Baths 0
1/4 Baths 0
3/4 Baths 2
Laundry Features Lower Level Laundry Room Sink
Total Bedrooms 3
Below Grade Finished Area 832
Total Baths 2
Bath Desc 3/4 Basement Main Floor 3/4 Bath
Dining Room Description Eat In Kitchen Kitchen/Dining Room Living/Dining Room
Foundation Dimensions 26x32
Fuel Natural Gas
Garage Dimensions 28x22
Garage Door Width 7
Garage Square Feet 616
Waterfront Feet 77
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Exterior
Parking Features Attached Garage Concrete Garage Door Opener
Lot Features Accessible Shoreline Tree Coverage - Light
Water Source Drilled Well
Lot Size Area 0.24
Building Area Total 1664
Lot Dimensions 60x143x77x104
Wooded Area 0
Waterfront Y/N Y
Foundation Area 832
Road Frontage Type Cul De Sac No Outlet/Dead End Paved Streets Township
Cultivated Area 0
Pasture Area 0
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 17605
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* Excluded Features
List By
Re/Max Results

Broker

lynn.feldhege@results.net

Email

Affordability Calculator

$3,760
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,453
Monthly Property Taxes
$307
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709491 Elementary School
708982 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/7/2026$499,900 Listed Price

Map


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17605 Finch Court, Cold Spring, MN, 56320 is a Single Family Home for sale at $499,900 with 1,664 sqft and a lot size of 0.24. 17605 Finch Court has 3 bedrooms, 2.0 baths, and was built in 1979. The property's zip code is 56320 which is in Cold Spring, MN