640 Smith Avenue S
Saint Paul, MN, 55107 $ 349,900
Bedrooms-- Baths3.0 Sq 5,279 Monthly Estimate*
$ 2,417
for $349,900 with 3 full baths. This 5,279 square foot building was built in 1911 on a lot size of 0.072658.
Outstanding value! Priced at approximately one-third the price per square foot of many competing commercial properties, this prime corner office building at Smith Avenue and Baker Street offers a rare opportunity to acquire over 5,200 square feet of commercial space at an exceptionally attractive price and offering excellent visibility and high traffic exposure with convenient access to Downtown St Paul. Zoned B2 for small business use (under 10,000 SF), the property presents a versatile opportunity for a variety of commercial uses. The building offers approximately 5,279 total square feet, including 2,592 square feet on the main level and 2,687 square feet in the lower level. Currently configured as two separate office suites, the property provides flexibility for owner-users, investors, or future redevelopment. The left suite, had been occupied by a long-standing St. Paul insurance company, and features approximately 1,400 finished square feet, including separate restrooms, a utility room, storage space, and direct access to a loading area. The right suite, most recently leased to a computer repair business, offers approximately 1,000 finished square feet. The full lower level is currently utilized for storage, adding additional functional space and potential. Both suites are currently vacant creating a prime opportunity for occupancy or repositioning. Situated on a 3,165 square foot lot in a highly visible location, this property offers strong potential for an owner-operator, investor, or developer. See MLS supplements for detailed floor plans.
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FeaturesGeneralSewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Utilities Electric Common Heating Common Hot Water Common
Roof Age Over 8 Years Flat
Garage Spaces 0
Pool Features None
Year Built 1911
Levels One
Tax Year 2026
Current Use Professional/Office Commercial Office Professional Service
Accessibility Doors 36 + Grab Bars In Bathroom Door Lever Handles
County Ramsey
New Construction N
Property Type Commercial Sale
Contingency None
Subdivision Name Princes Rearrangement Etc
Possible Use Office Professional Service Retail Wholesale Medical/Dental
Directions Annapolis Street to Smith Avenue go North on Smith to property on the corner of Smith and Baker
City Saint Paul
High School District St. Paul
Zoning Description Business/Commercial
Number Of Units Total 2
Lot Size Units Square Feet
Land Lease Y/N N
Tax Annual Amount 8296
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit City View
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InteriorBasement Block Full Partially Finished Shared Access Storage Space
Basement (Y/N) Y
Total Bedrooms 0
Total Baths 3
Ceiling Height 8-10
Fuel Electric Natural Gas
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ExteriorParking Features Concrete On-Street Parking Only
Lot Features Public Transit (w/in 6 blks) Corner Lot
Water Source City Water/Connected
Inclusions Building
Lot Size Area 3165
Building Area Total 5279
Lot Dimensions 50x63x50x63
Waterfront Y/N N
Foundation Area 2600
Road Frontage Type City Street
Road Responsibility Public Maintained Road
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* Excluded FeaturesList Bysteve.casalenda@results.netEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,417
- Monthly Property Taxes
- $691
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCommerical listings in Saint Paul, MN
Average List Price $883,946
Percent of Sale Price 153%
About Saint Paul, MN 306,135 Population
7% Since 2002
$ 52,510 Median Income
34.29 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
709337 Elementary School
708288 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2026 | $349,900 | | Listed Price |