495 W 1st Street Rush City, MN $ 339,900
495 W 1st Street
$ 339,900
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495 W 1st Street

Rush City, MN, 55069
$ 339,900
Bedrooms4 Baths2.0 Sq 1,823

Monthly Estimate*

$ 2,348

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Multi-Family Home for sale in Rush City, MN

for $339,900 with 4 bedrooms and 2 full baths. This 1,823 square foot home was built in 1948 on a lot size of 0.43.

Investment Opportunity Meets Small-Town Charm! Have you ever dreamed of owning a home that can help pay its own bills? Here’s your opportunity to turn that dream into reality where investment meets the quaint small town of Rush City! Welcome to a charming property in the heart of Rush City offering built-in income potential, room to build equity, and plenty of creative space to make it your own. The main home is an adorable 1.5-story residence built in 1948 with the breezeway addition in 1954, and the apartment addition in 1982. It features 2 bedrooms and 1 bathroom, with the potential for convenient main-floor living. The inviting open layout provides a blank canvas for your vision, making it easy to bring your ideas and personal style to life. Several updates have been completed, including 13 new energy-efficient, argon-filled, double-pane replacement windows in the main house, providing improved insulation, comfort, and potential heating-cost savings, and fresh interior paint, giving you a great head start on making it your own. Even better, the existing attached apartment tenant provides rental income to offset your loan payment and allows for extra income to complete more updates. Location adds even more appeal! Situated in the heart of Rush City, you'll be within walking distance of downtown, the city water park, the renowned Rush City Bakery, and local Rush City schools/sporting events. Enjoy the easy freeway access for commuting to/from work and surrounding communities. Whether you're looking for an investment property, a home with income potential, this one should be on your list of homes to see! Please enjoy the Matterport so you can view every detail you desire!

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Multi-Family Active

Price

$ 339,900

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 2,609

Style

Duplex

Lot Size

0.43

Year Built

1948

Town/City

Rush City

County/Region

Chisago

MLS | Web ID

7152024

Features
General
Living Area 1823
Sewer City Sewer/Connected
Heating Boiler
Roof Age Over 8 Years
Garage Spaces 2
Pool Features None
Construction Materials Block Frame
Year Built 1948
Electric 150 Amp Service
Tenant Pays Electricity Gas Heat Sewer Snow Removal Water
Levels One and One Half
Property Subtype Duplex Other
Tax Year 2026
Gross Income 12000
Accessibility None
County Chisago
Net Operating Income 6141
Operating Expense 5859
Insurance Expense 1681
New Construction N
Property Type Residential Income
Contingency None
MaintenanceExpense 500
Directions North on 35W to the Rush City exit. Turn right onto 4th St. Take a left onto S. Harte Ave. to 1st Street. Take a right onto 1st Street. Home will be on the left.
City Rush City
High School District Rush City
Zoning Description Residential-Multi-Family
Number Of Units Total 2
Lot Size Units Acres
Land Lease Y/N N
Tax Annual Amount 2609
Electric Expense 0
Fuel Expense 0
Trash Expense 552
Water Sewer Expense 0
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=PEpNAL7yjQ5&mls=1
Standard Status Active
Lender Owned No
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Interior
Basement Block Unfinished
Basement (Y/N) Y
Above Grade Finished Area 1823
Laundry Features Electric Dryer Hookup Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
Foundation Dimensions 36x32
Fuel Electric
Garage Dimensions 24x22
Garage Square Feet 528
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Exterior
Fencing None
Parking Features Attached Garage Asphalt Garage Door Opener
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.43
Building Area Total 3047
Lot Dimensions 125x150x126x150
Waterfront Y/N N
Foundation Area 1224
Road Frontage Type City Street Paved Streets Storm Sewer
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 495
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* Excluded Features
List By
Century 21 Moline Realty Inc

Broker

michelle.c21moline@gmail.com

Email

Affordability Calculator

$2,565
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,348
Monthly Property Taxes
$217
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708354 Elementary School
708482 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2026$339,900 Listed Price

Map


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495 W 1st Street, Rush City, MN, 55069 is a Multi-Family Home for sale at $339,900 with 1,823 sqft and a lot size of 0.43. 495 W 1st Street has 4 bedrooms, 2.0 baths, and was built in 1948. The property's zip code is 55069 which is in Rush City, MN