1009 River Terrace Drive
Bloomington, MN, 55431 $ 799,900
Bedrooms3 Baths2.1 Sq 1,886 Monthly Estimate*
$ 5,525
for $799,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,886 square foot home was built in 1992 on a lot size of 0.91.
Private Minnesota River Bluff setting with endless potential on nearly one acre! This spacious home offers a rare combination of privacy, natural beauty, workshop space, and significant equity potential. Tucked away on a beautiful, wooded lot, this spacious home offers the privacy and outdoor setting with plenty of room to make the property your own. Enjoy the wooded surroundings and peaceful backyard from the expansive deck — a wonderful setting for morning coffee, entertaining, or simply relaxing. Inside, the kitchen features abundant oak cabinetry, granite countertops, center island, breakfast nook and plenty of workspace. A wall of windows in the Living Room overlooks the Bluff and is anchored by a beautiful floor to ceiling stone gas fireplace. Enjoy one level living with a spacious Main Level Primary Bedroom with Private en Suite and laundry on the Main Level. The Upper Level hosts two generously sized bedrooms separated by an open catwalk for privacy. The rear bedroom has a walk out balcony overlooking the bluffs. The bedrooms share a spacious full bath on this level. The real opportunity is downstairs, offering an excellent opportunity to add living space and build equity with your finishing touches! The basement is finished except for flooring and the bathroom is already underway with a shower basin installed and rough in done. Whether you envision a family room, additional bedroom, home theater, recreation area, or office the possibilities are ready to be realized. A large workshop adds tremendous versatility for hobbyists, woodworkers, collectors, or anyone needing dedicated workspace, exercise space, golf simulator or extra storage. Garage doors and a paved driveway with a beautiful stone wall provide easy access for trucks or trailers. Outside, the nearly one-acre private lot provides room to enjoy the natural surroundings and create your own outdoor oasis. A property with this much land, privacy, workshop space, and unfinished equity potential is a rare find. Bring your vision and make this MN River Bluff property your own.
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FeaturesGeneralLiving Area 1886
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years Asphalt
Appliances Dishwasher Dryer Gas Water Heater Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 5
Year Built 1992
Levels Modified Two Story
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per N/A
County Hennepin
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Russell Kladis 2nd Add
Full Baths 2
Directions Old Shakopee Road to Xerxes Ave South to 106th East to Humboldt South on Humboldt East on Valley High Drive Right on River Terrace to home.
City Bloomington
High School District Bloomington
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 9564
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=kbfvi9CJiE9&mls=1&hl=0&qs=1&wts=0&st=900&ts=1&guides=0&kb=0&lp=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork Patio Washer/Dryer Hookup
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InteriorBasement Egress Window(s) Full Partially Finished
Total Fireplaces 1
Fireplace Features Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1886
Half Baths 1
1/4 Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
Bath Desc Private Primary Main Floor 1/2 Bath Main Floor Full Bath Rough In Upper Level Full Bath
Dining Room Description Eat In Kitchen
Fuel Natural Gas
Garage Dimensions 38 x 21
Garage Square Feet 798
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ExteriorParking Features Attached Garage Asphalt
Water Source City Water/Connected
Lot Size Area 0.91
Building Area Total 2973
Lot Dimensions 128x466x120x325
Waterfront Y/N N
Foundation Area 1087
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* Excluded FeaturesList ByColdwell Banker Realty - Southwest RegionalBroker
kim@cameron-erickson.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,525
- Monthly Property Taxes
- $797
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bloomington, MN
Average List Price $394,869
Percent of Sale Price 51%
About Bloomington, MN 87,963 Population
3% Since 2002
$ 68,803 Median Income
43.41 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
708681 Elementary School
709405 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/30/2026 | $799,900 | | Listed Price |