84 Hays Circle
Silver Bay, MN, 55614 $ 275,000
Bedrooms4 Baths2.1 Sq 2,722 Monthly Estimate*
$ 1,899
for $275,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,722 square foot home was built in 1958 on a lot size of 0.2.
Nestled on a large park-like lot with woods in the backyard, this custom-designed 4-bedroom, 3-bath home offers the perfect blend of comfort, privacy, and year-round recreation. A welcoming, light-filled living room flows seamlessly into the formal dining room, creating an inviting space for entertaining. The efficient kitchen features stainless steel appliances and nearby laundry for everyday convenience. The main level includes a spacious primary bedroom with beautiful hardwood floors and a second bedroom currently used as a home office. Upstairs, you'll find two generously sized bedrooms, a full bath, and abundant storage. The lower level expands your living space with a beautifully finished family room featuring a cozy wood-burning fireplace, creating the perfect setting for movie nights, holiday gatherings, or simply unwinding at the end of the day. A versatile bonus room offers flexibility for a home gym, craft room, or office, while the workshop area, quarter bath, and abundant storage add everyday convenience. Step outside to a peaceful backyard retreat where mature woods provide a beautiful natural backdrop. Enjoy your morning coffee, host summer barbecues, or relax and take in the sights and sounds of nature. A charming bridge spans the creek, adding character and convenient access beyond. Gardening enthusiasts will appreciate the large raspberry patch, established perennial plantings, and garden shed for storing tools and outdoor equipment. An attached garage with a convenient entryway is especially welcome during the winter months. Ideally located near the Superior Hiking Trail, as well as cross-country skiing, ATV, and snowmobile trails, this property is a true outdoor enthusiast's dream. Come experience all this exceptional home has to offer!
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FeaturesGeneralLiving Area 2722
Sewer City Sewer/Connected
Heating Boiler
Cooling None
Roof Asphalt
Appliances Dryer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 1
Construction Materials Frame
Year Built 1958
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Lake
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Silver Bay 07 Div
Full Baths 2
Directions North on Hwy 61 to Silver Bay left on Outer Dr right on Horn Blvd left on Hays Circle
City Silver Bay
High School District Lake Superior
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2080
Additional Parcels Y/N N
Standard Status Active
Lender Owned Yes
Amenities Unit Natural Woodwork Patio Tile Floors
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InteriorBasement Full
Total Fireplaces 1
Fireplace Features Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2026
Half Baths 0
1/4 Baths 1
3/4 Baths 0
Total Bedrooms 4
Below Grade Finished Area 696
Total Baths 3
Bath Desc Basement Main Floor Full Bath
Dining Room Description Eat In Kitchen
Foundation Dimensions 28x50
Fuel Natural Gas
Garage Square Feet 372
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ExteriorParking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.2
Building Area Total 3426
Lot Dimensions 71x125
Waterfront Y/N N
Foundation Area 1400
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* Excluded FeaturesList ByEdina Realty, Inc. - DuluthBroker
lisamichalski@edinarealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,899
- Monthly Property Taxes
- $173
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Silver Bay, MN
Average List Price $557,580
Percent of Sale Price 103%
About Silver Bay, MN 1,840 Population
-11% Since 2002
$ 43,671 Median Income
51.47 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3048328 Elementary School
3048671 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/3/2026 | $275,000 | -1.43% | Price Down |
| 9/25/2026 | $279,000 | | Listed Price |