84 Hays Circle
Silver Bay, MN, 55614 $ 279,000
Bedrooms4 Baths2.1 Sq 2,722 Monthly Estimate*
$ 1,927
for $279,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,722 square foot home was built in 1958 on a lot size of 0.2.
Nestled on a large park-like lot with woods right in your backyard, this custom-designed 4-bedroom, 3-bath, one-and-a-half-story home offers the perfect blend of comfort, nature, and recreation. Step inside to a welcoming living room filled with natural light that flows seamlessly into the formal dining room, creating an inviting space for entertaining family and friends. The efficient kitchen features stainless steel appliances and convenient nearby laundry facilities, making everyday living easy and functional. The main level includes a spacious primary bedroom with beautiful hardwood flooring, along with a second bedroom currently used as a home office. Upstairs, you'll find two generously sized bedrooms, a full bath, and ample storage spaces to keep everything organized. The lower level offers a wide-open family room featuring cozy carpeting and a wood-burning fireplace, perfect for relaxing evenings. A versatile bonus room provides space for an exercise room, craft area, or additional office. A convenient quarter bath, workshop area, and abundant storage complete the basement level. The backyard is a true retreat where the beauty of the surrounding woods invites you to slow down and enjoy the wonders of nature. Whether you're savoring your morning coffee, hosting a barbecue with family and friends, or simply relaxing after a long day, this peaceful setting provides the perfect backdrop. A charming bridge spans the creek, adding character while providing convenient access beyond. Gardening enthusiasts will appreciate the large raspberry patch and a variety of established plants that add color and texture to the landscape. A garden shed offers practical storage for tools and outdoor equipment, keeping everything organized while you enjoy this beautiful green space. An attached garage with a convenient entryway is especially appreciated during the winter months. Quick access to the Superior Hiking Trail, cross country, ATV and snowmobile trails make this an outdoor enthusiast's dream. Come see for yourself all this home has to offer!
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FeaturesGeneralLiving Area 2722
Sewer City Sewer/Connected
Heating Boiler
Cooling None
Roof Asphalt
Appliances Dryer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 1
Construction Materials Frame
Year Built 1958
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Lake
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Silver Bay 07 Div
Full Baths 2
Directions North on Hwy 61 to Silver Bay left on Outer Dr right on Horn Blvd left on Hays Circle
City Silver Bay
High School District Lake Superior
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2080
Additional Parcels Y/N N
Standard Status Active
Lender Owned Yes
Amenities Unit Natural Woodwork Patio Tile Floors
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InteriorBasement Full
Total Fireplaces 1
Fireplace Features Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2026
Half Baths 0
1/4 Baths 1
3/4 Baths 0
Total Bedrooms 4
Below Grade Finished Area 696
Total Baths 3
Bath Desc Basement Main Floor Full Bath
Dining Room Description Eat In Kitchen
Foundation Dimensions 28x50
Fuel Natural Gas
Garage Square Feet 372
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ExteriorParking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.2
Building Area Total 3426
Lot Dimensions 71x125
Waterfront Y/N N
Foundation Area 1400
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* Excluded FeaturesList ByEdina Realty, Inc. - DuluthBroker
lisamichalski@edinarealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,927
- Monthly Property Taxes
- $173
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Silver Bay, MN
Average List Price $605,767
Percent of Sale Price 117%
About Silver Bay, MN 1,840 Population
-11% Since 2002
$ 43,671 Median Income
51.47 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3048328 Elementary School
3048671 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/25/2026 | $279,000 | | Listed Price |