538 2nd Street SE Saint Cloud, MN $ 199,900
538 2nd Street SE
$ 199,900
Recently Listed
Share Save

538 2nd Street SE

Saint Cloud, MN, 56304
$ 199,900
Bedrooms3 Baths1.0 Sq 1,204

Monthly Estimate*

$ 1,381

538 2nd Street SE, Saint Cloud, MN 56304 - Image 1
538 2nd Street SE, Saint Cloud, MN 56304 - Image 2
538 2nd Street SE, Saint Cloud, MN 56304 - Image 3
538 2nd Street SE, Saint Cloud, MN 56304 - Image 4
538 2nd Street SE, Saint Cloud, MN 56304 - Image 5
538 2nd Street SE, Saint Cloud, MN 56304 - Image 6
538 2nd Street SE, Saint Cloud, MN 56304 - Image 7
538 2nd Street SE, Saint Cloud, MN 56304 - Image 8
538 2nd Street SE, Saint Cloud, MN 56304 - Image 9
538 2nd Street SE, Saint Cloud, MN 56304 - Image 10
538 2nd Street SE, Saint Cloud, MN 56304 - Image 11
538 2nd Street SE, Saint Cloud, MN 56304 - Image 12
538 2nd Street SE, Saint Cloud, MN 56304 - Image 13
538 2nd Street SE, Saint Cloud, MN 56304 - Image 14
538 2nd Street SE, Saint Cloud, MN 56304 - Image 15
538 2nd Street SE, Saint Cloud, MN 56304 - Image 16
538 2nd Street SE, Saint Cloud, MN 56304 - Image 17
538 2nd Street SE, Saint Cloud, MN 56304 - Image 18
538 2nd Street SE, Saint Cloud, MN 56304 - Image 19

Single Family Home for sale in Saint Cloud, MN

for $199,900 with 3 bedrooms and 1 full bath. This 1,204 square foot home was built in 1941 on a lot size of 0.321.

Charming Two-Story tucked beneath mature shade trees on a spacious lot. With its covered front porch, detached garage, and generous fully fenced yard, this property offers a great place to call home. Step inside to find trendy finishes and a spacious kitchen featuring stainless steel appliances, spacious living room and main floor bedroom — perfect for everyday living and entertaining alike. Upstairs are two additional nice size bedrooms with full closets and padded carpeting. The lower level offers a bonus family/rec room and a dedicated laundry and utility area, adding valuable functional space beyond the main living areas. Outside, enjoy the covered wraparound-style porch and expansive back deck — ideal for relaxing or entertaining — along with a detached garage and a large, tree-shaded yard offering plenty of privacy and outdoor space. This home has great bones and room to make it your own. Schedule your showing today!

See more

Single Family Active

Price

$ 199,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,570

Style

Single Family

Lot Size

0.321

Year Built

1941

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

7150336

Features
General
Living Area 1204
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt Pitched
Appliances Dryer Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 0
Garage Spaces 1
Construction Materials Frame
Year Built 1941
Electric Circuit Breakers 100 Amp Service
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Benton
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Varners Add
Full Baths 1
Directions From Division/23: Take Wilson Ave N and turn East on 2nd St SE
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1570
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Deck Kitchen Window Porch
See more
Interior
Basement Full Partially Finished Unfinished
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1204
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 1
Bath Desc Main Floor Full Bath
Dining Room Description Eat In Kitchen
Fuel Natural Gas
Garage Dimensions 18x24
Garage Square Feet 432
See more
Exterior
Fencing Chain Link Full
Parking Features Detached Garage Concrete
Lot Features Public Transit (w/in 6 blks) Corner Lot Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.321
Building Area Total 1716
Lot Dimensions 97x134
Waterfront Y/N N
Foundation Area 728
Road Frontage Type City Street Paved Streets
Road Responsibility Public Maintained Road
See more
Internal Only
Street Number 1 538
See more
* Excluded Features
List By
Central Mn Realty Llc

Broker

megan@centralmnrealty.com

Email

Affordability Calculator

$1,511
Per Month
91%
9%
0%
Monthly Principal & Interest
$1,381
Monthly Property Taxes
$131
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/25/2026$199,900 Listed Price

Map


See all

538 2nd Street SE, Saint Cloud, MN, 56304 is a Single Family Home for sale at $199,900 with 1,204 sqft and a lot size of 0.321. 538 2nd Street SE has 3 bedrooms, 1.0 baths, and was built in 1941. The property's zip code is 56304 which is in Saint Cloud, MN