12601 96th Street NE Otsego, MN $ 775,000
12601 96th Street NE
$ 775,000
Recently Listed
Open House 10/17 1pm - 3pm
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12601 96th Street NE

Otsego, MN, 55330
$ 775,000
Bedrooms5 Baths3.1 Sq 3,699

Monthly Estimate*

$ 5,353

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Single Family Home for sale in Otsego, MN

for $775,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,699 square foot home was built in 2013 on a lot size of 1.005.

Welcome to the Desirable Mississippi Cove Neighborhood and Discover the Harmony of Country Living & Community. Beautiful, Spacious 5 Bedroom, 4 Bath Two Story Recently Updated with freshly Epoxied Floor in the Heated Garage, Professionally Painted Throughout the entire Interior, New Carpeting & New Hardwood Floors. Private Main Level Office with French Doors, Mudroom with Bench & Coat Hooks, Main Floor Laundry with plentiful Cabinets, Large Kitchen with Freshly Enameled Cabinets, Double Wall Oven & Huge Center Island. Granite Countertops & Stainless-Steel Appliances, Bright Great Room with Stone Faced Gas Fireplace. Walkout to the Private Deck overlooking an Inviting enormous backyard with a firepit and room for play. The Upper-level features 4 Bedrooms including the Large Primary Suite with a vaulted ceiling, sun filled private Luxury Bath complimented with a 6' Soaking Tub, Double Vanity, Walk-In Closet and separate shower. The Lower Level is bright with daylight windows and includes a Huge Family Room for entertaining a cozy bar with granite countertops, refrigerator & cabinets, a Custom Tiled Bathroom with a Large Walk-In shower and the spacious 5th Bedroom. Enjoy the quiet country living in this very desirable location! And there is a large shed in the backyard for toys and gardening equipment!  Perfect!

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Open House

10/17/2026 1:00 PM - 3:00 PM
12601 96th Street NE Otsego, MN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 775,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 6,810

Style

Single Family

Lot Size

1.005

Year Built

2013

Town/City

Otsego

County/Region

Wright

MLS | Web ID

7127515

Features
General
Living Area 3699
Sewer Private Sewer Septic System Compliant - Yes
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years Asphalt
Appliances Air-To-Air Exchanger Cooktop Dishwasher Double Oven Dryer Microwave Refrigerator Stainless Steel Appliances Wall Oven Washer Water Softener Owned
HOA Fee 500
Garage Spaces 3
Association Fee Includes None
Pool Features None
Year Built 2013
Electric Circuit Breakers 200+ Amp Service
Topography Level
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Wright
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Davis Mississippi Cove 2nd Add
Other Structures Storage Shed
Full Baths 2
Directions County Road 39 to Naber Ave - North to 96th Street - West to home
City Otsego
Association Name Mississippi Cove
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6810
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck French Doors Hardwood Floors Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Natural Woodwork Other Porch In-Ground Sprinkler Tile Floors Vaulted Ceiling(s) Wa
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Interior
Basement Block Daylight/Lookout Windows Drain Tiled Finished Full Storage Space Sump Basket Sump Pump Tile Shower
Total Fireplaces 1
Fireplace Features Gas Living Room Stone
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2605
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Laundry Room Main Level Sink
Total Bedrooms 5
Below Grade Finished Area 1094
Total Baths 4
Bath Desc 3/4 Basement Double Sink Bathroom Ensuite Full Primary Private Primary Main Floor 1/2 Bath Separate Tub & Shower Upper Level Full Bath Walk-In Shower Stall
Dining Room Description Breakfast Bar Breakfast Area Eat In Kitchen Kitchen/Dining Room Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 24x32
Garage Square Feet 768
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Exterior
Fencing None
Parking Features Attached Garage Asphalt Garage Door Opener Heated Garage Insulated Garage
Lot Features Tree Coverage - Light
Water Source Well
Lot Size Area 1.005
Building Area Total 3903
Lot Dimensions 132x265x198x279
Waterfront Y/N N
Foundation Area 1298
Road Frontage Type City Street Cul De Sac Paved Streets
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 12601
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* Excluded Features
List By
Edina Realty, Inc.

Broker

markandlizgrotewold@edinarealty.com

Email

Affordability Calculator

$5,920
Per Month
90%
10%
0%
Monthly Principal & Interest
$5,353
Monthly Property Taxes
$568
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708280 Elementary School
708820 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/24/2026$775,000 Listed Price

Map


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12601 96th Street NE, Otsego, MN, 55330 is a Single Family Home for sale at $775,000 with 3,699 sqft and a lot size of 1.005. 12601 96th Street NE has 5 bedrooms, 3.1 baths, and was built in 2013. The property's zip code is 55330 which is in Otsego, MN