11172 198th Avenue NW
Elk River, MN, 55330 $ 565,000
Bedrooms4 Baths2.0 Sq 2,705 Monthly Estimate*
$ 3,902
for $565,000 with 4 bedrooms and 2 full baths. This 2,705 square foot home was built in 1990 on a lot size of 2.49.
**The seller is willing to contribute toward the buyer's allowable closing costs and/or an interest-rate buydown with an acceptable offer, subject to applicable financing requirements.** Welcome to this truly unique home tucked away on nearly 2.5 private acres, where wooded surroundings and a long list of updates create a peaceful retreat with plenty of room to live, relax, and play. Step inside to a dramatic great room featuring soaring vaulted wood ceilings, expansive windows, and a cozy fireplace that gives the home its warm, lodge-inspired character. The updated kitchen features new appliances, while two main-level bedrooms offer flexibility for one-level living. Upstairs, the loft adds versatile space for a home office, reading nook, or additional living area. With 4 bedrooms, 2 updated baths, two fireplaces, and multiple gathering spaces, everyone has room to spread out. Recent improvements include a new furnace and AC, new interior and exterior lighting, a washer and dryer in 2023, and a new septic system in 2023. Car lovers, hobbyists, and anyone craving extra storage will appreciate not one, but two garages: an attached, heated, insulated 2-car garage, plus a separate detached 2-car garage. Outside, the expansive yard and surrounding trees provide the privacy you've been looking for, with plenty of space to enjoy the outdoors. This one-of-a-kind property has so many updates and features to discover. See supplements for the complete list!
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FeaturesGeneralLiving Area 2705
Sewer Other
Heating Forced Air
Cooling Central Air
Appliances Dishwasher Dryer Microwave Range Refrigerator Stainless Steel Appliances Washer Water Softener Owned
HOA Fee 0
Garage Spaces 4
Year Built 1990
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Sherburne
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Deerfield 2nd Add
Other Structures Garage(s)
Full Baths 2
Directions 169 to Evans Street to 197th turns into 198th. Home on Right
City Elk River
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Carport Spaces 0
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6722
Additional Parcels Y/N N
Virtual Tour https://show.tours/v/8TcZMNM
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Natural Woodwork Patio Vaulted Ceiling(s)
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InteriorBasement Block Finished
Total Fireplaces 2
Fireplace Features Gas Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1997
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features Lower Level
Total Bedrooms 4
Below Grade Finished Area 708
Total Baths 2
Bath Desc Main Floor Full Bath Upper Level Full Bath
Dining Room Description Informal Dining Room Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 25'5x25'2 and 29'7x23'7
Garage Square Feet 1337
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ExteriorParking Features Attached Garage Detached Garage Asphalt Concrete Garage Door Opener Heated Garage Insulated Garage
Lot Features Tree Coverage - Heavy
Water Source Well
Lot Size Area 2.49
Building Area Total 3264
Lot Dimensions 208x410x273x407
Waterfront Y/N N
Foundation Area 1156
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* Excluded FeaturesList Byteri@teriharmonhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,902
- Monthly Property Taxes
- $560
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elk River, MN
Average List Price $521,836
Percent of Sale Price 8%
About Elk River, MN 25,092 Population
51% Since 2002
$ 80,493 Median Income
37.3 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
708280 Elementary School
708820 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/9/2026 | $565,000 | -0.88% | Price Down |
| 9/18/2026 | $570,000 | | Listed Price |