9720 James Circle N
Lake Elmo, MN, 55042 $ 745,000
Bedrooms3 Baths3.0 Sq 3,245 Monthly Estimate*
$ 5,146
for $745,000 with 3 bedrooms and 3 full baths. This 3,245 square foot home was built in 2020 on a lot size of 0.352.
Built in 2020, this stunning one-story walk-out offers 3 bedrooms, 3 baths, and a spacious 3.5 car garage. An open-concept main floor seamlessly connects the family room, dining, and kitchen. The spacious kitchen features granite countertops, a large center island, walk-in pantry and stainless-steel appliances; including a gas cooktop, wall oven/microwave, dishwasher and French-door refrigerator. The main level also includes a laundry/mudroom, gas fireplace with cultured stone and mantle, luxury vinyl plank flooring, and a sunroom with an arched soffit, gable vault and walk-out access to the deck. The owners’ suite features a box vault ceiling and private bath with quartz countertop, freestanding tub and separate tiled shower. The second main-floor bath has a granite countertop and tiled shower. Two bedrooms are on the main level. The walk-out lower level includes a third bedroom with walk-in closet, recreation room, wet bar, full bath, sauna and storage room. The bar, completed in the summer of 2021, features custom Amish rustic cherry cabinets, a beautiful quartz counter, hammered copper sink and stainless-steel refrigerator. The lower-level bath has a Silestone quartz countertop, tub/shower combo and linen closet. Carpet updated in August 2026. Improvements and additions include Hardie Plank siding (2023), Celebright front lighting (2025), whole-house water treatment system (2023), kitchen sink and basement bar RO systems (2021). The Trex composite deck and 3-season screened porch with tongue-and-groove cedar ceiling, fan and outdoor light completed in 2020. Retaining wall, paver patio and landscaping also completed in 2020. Additional features include dual zone heating and A/C, Hunter Douglas blinds, ceiling fans, Ring camera, and in-ground sprinklers. Close to Lake Elmo Park Reserve, walking trails, restaurants, businesses and 94. Schedule a showing today!
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FeaturesGeneralLiving Area 3245
Sewer City Sewer/Connected
Heating Forced Air Fireplace(s) Humidifier Zoned
Cooling Central Air Zoned
Roof Age 8 Years or Less Asphalt Pitched
Appliances Air-To-Air Exchanger Chandelier Cooktop Dishwasher Disposal Dryer ENERGY STAR Qualified Appliances Exhaust Fan Humidifier Gas Water Heater Water Filtration System Water Osmosis System Microwave Range
HOA Fee 180
Garage Spaces 3
Association Fee Includes Other Sanitation
Pool Features None
Construction Materials Concrete Frame
Year Built 2020
Electric Circuit Breakers 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Quarterly
County Washington
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Lake Ridge Crossing
Full Baths 2
Directions Take 94 East to Keats N/Woodbury Drive. Take exit 251 from 94 East continue on Keats Ave N Take 5th street N to James Circle N in Lake Elmo
City Lake Elmo
Association Name Associa MN
High School District Stillwater
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6982
Additional Parcels Y/N N
Standard Status Pending
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Kitchen Center Island Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Other Porch Sauna In-Ground Sprinkler Sun Room Vaulted Ceiling(s) Washer/Dryer Hookup Wet Bar Walk-
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InteriorBasement Drain Tiled Finished Full Kitchenette Storage Space Sump Basket Sump Pump Walkout
Total Fireplaces 1
Fireplace Features Brick Family Room Gas
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1935
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Gas Dryer Hookup Laundry Room Main Level Sink Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 1310
Total Baths 3
Bath Desc Double Sink Full Primary Full Basement Private Primary Main Floor 3/4 Bath Main Floor Full Bath Separate Tub & Shower Shower Only Walk-In Shower Stall
Dining Room Description Informal Dining Room Kitchen/Dining Room
Fuel Natural Gas
Garage Door Width 8
Garage Square Feet 879
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ExteriorFencing Invisible
Parking Features Attached Garage Asphalt Garage Door Opener Insulated Garage Storage Tandem Garage
Lot Features Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.352
Building Area Total 3870
Lot Dimensions 40x126x97x100x125
Waterfront Y/N N
Foundation Area 1935
Road Frontage Type City Street Curbs Paved Streets Sidewalks Street Lights Storm Sewer
Road Responsibility Public Maintained Road
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* Excluded FeaturesList Bysarah@sarahrosenhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,146
- Monthly Property Taxes
- $582
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lake Elmo, MN
Average List Price $940,434
Percent of Sale Price 26%
About Lake Elmo, MN 9,732 Population
42% Since 2002
$ 100,034 Median Income
46.12 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
708913 Elementary School
708340 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/18/2026 | $745,000 | | Listed Price |