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12377 71st Street NE Otsego, MN $ 487,190
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12377 71st Street NE
$ 487,190
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New Construction
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12377 71st Street NE

Otsego, MN, 55330
$ 487,190
Bedrooms4 Baths3.1 Sq 2,402

Monthly Estimate*

$ 3,365

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Single Family Home for sale in Otsego, MN

for $487,190 with 4 bedrooms and 3 full baths, 1 half bath. This 2,402 square foot home was built in 2026 on a lot size of 0.26.

Ask about how you can receive a 4.99% rate for year one and a 5.99% fixed rate for years 2-30, PLUS up to $5,000 in closing costs on this home! The Finnegan is your next dream home! This plan features a private main level office flex area with study doors along with an open living, kitchen and dining area accented by vaulted ceilings. Kitchen boasts a center island, walk-in corner pantry and stainless-steel appliances. One nice feature about the Finnegan is that each of the upper-level bedroom has a walk-in closet; primary bedroom has TWO walk-in closets along with a private ensuite bathroom. Not to mention FINISHED WALKOUT LOWER LEVEL with amazing pond views!! Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, COSTCO just minutes away. What more could you ask for? No community HOA.

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Single Family Active

Price

$ 487,190

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,134

Style

Single Family

Lot Size

0.26

Year Built

2026

Town/City

Otsego

County/Region

Wright

MLS | Web ID

7144259
Features
General
Living Area 2402
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Architectural Shingle Asphalt
Appliances Air-To-Air Exchanger Dishwasher Disposal ENERGY STAR Qualified Appliances Exhaust Fan Humidifier Microwave Range Stainless Steel Appliances Tankless Water Heater
HOA Fee 0
Garage Spaces 3
Year Built 2026
Electric 200+ Amp Service
Levels Three Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Wright
New Construction Y
Property Type Residential
HOA N
Contingency None
Subdivision Name Northwater
Full Baths 2
Directions From I94 exit at 202 and turn Right (East) on 60th Ave. Left (North) on Maciver. Straight through 2 round-a-bouts before finally turning Right (East) on 71st St NE. Model home will be on your left.
City Otsego
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1134
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=YropgSNhHFV&mls=1
Availability Date 2027-01-29
Builder Name D.R. HORTON
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Porch In-Ground Sprinkler Vaulted Ceiling(s) Washer/Dryer Hookup Walk-In Closet
Community Name Northwater
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Interior
Basement Drain Tiled Drainage System Finished Sump Pump Walkout
Total Fireplaces 1
Fireplace Features Electric Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1796
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Lower Level Laundry Room Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 606
Total Baths 4
Bath Desc 3/4 Primary Double Sink Bathroom Ensuite Full Basement His and Her Closets Private Primary Main Floor 1/2 Bath Upper Level Full Bath Walk-In Shower Stall
Dining Room Description Eat In Kitchen Informal Dining Room Kitchen/Dining Room Living/Dining Room
Fuel Natural Gas
Garage Door Width 7
Garage Square Feet 618
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Exterior
Parking Features Attached Garage Asphalt Garage Door Opener
Lot Features Sod Included in Price
Water Source City Water/Connected
Lot Size Area 0.26
Building Area Total 2402
Lot Dimensions 66x173x61x170
Waterfront Y/N N
Foundation Area 1796
Road Frontage Type City Street Curbs Paved Streets
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 12377
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* Excluded Features
List By
D.R. Horton, Inc.

Broker

ctcramer@drhorton.com

Email

Affordability Calculator

$3,459
Per Month
97%
3%
0%
Monthly Principal & Interest
$3,365
Monthly Property Taxes
$95
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708280 Elementary School
708820 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
9/14/2026$487,190 Listed Price

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12377 71st Street NE, Otsego, MN, 55330 is a Single Family Home for sale at $487,190 with 2,402 sqft and a lot size of 0.26. 12377 71st Street NE has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 55330 which is in Otsego, MN

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