10205 Aetna Avenue NE Monticello, MN $ 649,900
10205 Aetna Avenue NE
$ 649,900
Open House 10/17 10am - 1pm
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10205 Aetna Avenue NE

Monticello, MN, 55362
$ 649,900
Bedrooms4 Baths3.0 Sq 2,509

Monthly Estimate*

$ 4,489

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Single Family Home for sale in Monticello, MN

for $649,900 with 4 bedrooms and 3 full baths. This 2,509 square foot home was built in 1989 on a lot size of 2.828.

Enjoy this stunning one-level walkout on a private 2.83 acre setting that offers an exceptional 160 feet of lakeshore and dock access on Birch Lake! Upon entering you’re greeted with a generously sized living room that includes hard-wood floors, a brick surround gas fireplace and a wall of windows overlooking the backyard and lake. The kitchen offers an ample amount of white cabinetry, granite counters, white subway tile backsplash and stainless appliances. The dining room includes walkout access to the oversized cedar deck. The main level primary suite offers private views of Birch Lake, a walk-in closet, and an oversized primary bathroom with a separate tub and shower along with double sinks. Two additional bedrooms and a full bathroom complement the main level. The lower-level family room is set up perfectly to entertain your guests with walkout access to the back patio, a wood burning fireplace with brick surround and plenty of spectacular lake views. A private guest bedroom with a walk-in closet and another full bathroom completes the lower level. Additional features include plenty of storage space, an exterior storage shed, a new AC and furnace in 2024, new roof in 2024, Anderson Windows and a new septic mound system installed on 6/2026.

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Open House

10/17/2026 10:00 AM - 1:00 PM
10205 Aetna Avenue NE Monticello, MN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 649,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,990

Style

Single Family

Lot Size

2.828

Year Built

1989

Town/City

Monticello

County/Region

Wright

MLS | Web ID

7143780

Features
General
Living Area 2509
Sewer Mound Septic Septic System Compliant - Yes
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Cooktop Dishwasher Double Oven Dryer Exhaust Fan Freezer Fuel Tank - Rented Gas Water Heater Water Filtration System Microwave Refrigerator Stainless Steel Appliances Wall Oven Washer Water Softener
HOA Fee 0
Garage Spaces 2
Year Built 1989
Electric Circuit Breakers
View Lake
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Dock Lake Front Lake View
Accessibility None
County Wright
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Petersons Birch Lake View
Other Structures Storage Shed
Full Baths 3
Directions 94W exit on CR 25 turn right on CR25 then turn left on 7th Street then turn left on CR 39(Golf Course Rd.) to Aetna Ave NE turn Left on Aetna Ave NE to home on the right.
City Monticello
High School District Monticello
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4990
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Dock Hardwood Floors Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork Tile Floors Vaulted Ceiling(s) Walk-In Closet
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Interior
Basement Block Drain Tiled Finished Full Storage Space Sump Pump Walkout
Total Fireplaces 2
Fireplace Features Brick Family Room Gas Living Room Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1566
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features Lower Level Laundry Room Sink
Total Bedrooms 4
Below Grade Finished Area 943
Total Baths 3
Bath Desc Double Sink Full Primary Full Basement Private Primary Main Floor Full Bath Separate Tub & Shower
Dining Room Description Breakfast Area Eat In Kitchen Informal Dining Room Kitchen/Dining Room
Fuel Propane
Garage Dimensions 24x28
Garage Square Feet 633
Waterfront Feet 160
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Exterior
Parking Features Attached Garage Gravel Garage Door Opener
Lot Features Accessible Shoreline Tree Coverage - Heavy
Water Source Well
Lot Size Area 2.828
Building Area Total 3132
Lot Dimensions 270x548x160x622
Waterfront Y/N Y
Foundation Area 1566
Road Frontage Type City Street Paved Streets
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 10205
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* Excluded Features
List By
Coldwell Banker Realty

Broker

jmstickney@cbburnet.com

Email

Affordability Calculator

$4,905
Per Month
92%
8%
0%
Monthly Principal & Interest
$4,489
Monthly Property Taxes
$416
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708360 Elementary School
708347 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/14/2026$649,900 Listed Price

Map


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10205 Aetna Avenue NE, Monticello, MN, 55362 is a Single Family Home for sale at $649,900 with 2,509 sqft and a lot size of 2.828. 10205 Aetna Avenue NE has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 55362 which is in Monticello, MN