6702 92nd Bay S
Cottage Grove, MN, 55016 $ 514,700
Bedrooms4 Baths3.0 Sq 3,376 Monthly Estimate*
$ 3,555
for $514,700 with 4 bedrooms and 3 full baths. This 3,376 square foot home was built in 2021 on a lot size of 0.286.
Fabulous one-level living with pond views, a finished walkout lower level, and room for everyone! Tucked on a quiet cul-de-sac, this spacious 4-bedroom, 3-bath home offers an open, light-filled floor plan designed for comfortable everyday living and entertaining. The main level features a generous kitchen with stone countertops, stainless steel appliances, center island, and plenty of workspace, opening to the living and dining areas. A sun-filled four-season room provides a wonderful spot to enjoy the peaceful backyard and pond views. The main-level owner’s suite includes a private ¾ bath and large walk-in closet, while two additional bedrooms, a full bath, and convenient laundry complete this level. The finished walkout lower level offers exceptional additional living space with a custom home theatre, large family/recreation area, workout room, 4th bedroom, full bath, and abundant storage. Step outside to enjoy the landscaped yard and tranquil pond setting. A welcoming front porch and attached 3-car garage add to the appeal. Conveniently located near Strawberry Fields Park, neighborhood recreation, trails, and area amenities. A wonderful combination of space, flexibility, and one-level living in Cottage Grove! NOTE: Most photos are virtually staged
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FeaturesGeneralLiving Area 3376
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Freezer Humidifier Gas Water Heater Microwave Range Refrigerator Stainless Steel Appliances Washer Water Softener Owned
HOA Fee 175
Garage Spaces 3
Association Fee Includes Lawn Care Maintenance Grounds Professional Mgmt Snow Removal
Year Built 2021
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction N
Property Type Residential
HOA Y
Contingency Inspection
Subdivision Name Summers Landing 4th Add
Full Baths 2
Directions Hadley Ave S to 92nd St S right on 92nd Bay to home down on the left.
City Cottage Grove
Association Name Property Care Management
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 7075
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Exercise Room Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Porch Security System In-Ground Sprinkler Sun Room Washer/Dryer Hookup Walk
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InteriorBasement Finished Full Walkout
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1948
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 1428
Total Baths 3
Bath Desc 3/4 Primary Full Basement Private Primary Main Floor 3/4 Bath Main Floor Full Bath
Dining Room Description Breakfast Bar Informal Dining Room
Fuel Natural Gas
Garage Dimensions 30x24
Garage Square Feet 720
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ExteriorParking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.286
Building Area Total 3896
Lot Dimensions 145x133
Waterfront Y/N N
Foundation Area 1948
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* Excluded FeaturesList Byjustyna@calljustyna.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,555
- Monthly Property Taxes
- $590
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cottage Grove, MN
Average List Price $538,282
Percent of Sale Price 5%
About Cottage Grove, MN 36,672 Population
20% Since 2002
$ 85,963 Median Income
37.75 Median Age
42% Households with Children
Trends Information provided by ATTOM Data Solutions.
708372 Elementary School
708270 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/12/2026 | $514,700 | -1.96% | Price Down |
| 9/11/2026 | $525,000 | | Listed Price |