435 Bluff Street Clearwater, MN $ 290,000
435 Bluff Street
$ 290,000
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435 Bluff Street

Clearwater, MN, 55320
$ 290,000
Bedrooms2 Baths2.0 Sq 1,437

Monthly Estimate*

$ 2,003

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Single Family Home for sale in Clearwater, MN

for $290,000 with 2 bedrooms and 2 full baths. This 1,437 square foot home was built in 1947 on a lot size of 0.44.

Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

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Single Family Active

Price

$ 290,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 3,384

Style

Single Family

Lot Size

0.44

Year Built

1947

Town/City

Clearwater

County/Region

Wright

MLS | Web ID

7141823

Features
General
Living Area 1437
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt Pitched
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 3
Year Built 1947
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Wright
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Original Clearwater
Full Baths 1
Directions 94 exit on CR 24 left on CR 75 right on Ash St left on Bluff St home on left.
City Clearwater
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Carport Spaces 0
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3384
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=B1HkUMeGTnx&mls=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Hardwood Floors Kitchen Window Tile Floors
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Interior
Basement Block Daylight/Lookout Windows Egress Window(s) Unfinished
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1437
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 2
Bath Desc Full Basement Main Floor 3/4 Bath
Dining Room Description Separate/Formal Dining Room
Foundation Dimensions 28 X 26
Fuel Natural Gas
Garage Dimensions 36 X 24
Garage Door Width 7
Garage Square Feet 864
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Exterior
Parking Features Detached Garage Concrete
Water Source City Water/Connected
Lot Size Area 0.44
Building Area Total 2219
Lot Dimensions 120 X 160
Waterfront Y/N N
Foundation Area 782
Road Frontage Type City Street Paved Streets
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Internal Only
Street Number 1 435
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* Excluded Features
List By
Sodl

Broker

Joe@Sodl.com

Email

Affordability Calculator

$2,285
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,003
Monthly Property Taxes
$282
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$290,000 -9.38% Price Down
9/25/2026$320,000 -3.03% Price Down
9/10/2026$330,000 Listed Price

Map


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435 Bluff Street, Clearwater, MN, 55320 is a Single Family Home for sale at $290,000 with 1,437 sqft and a lot size of 0.44. 435 Bluff Street has 2 bedrooms, 2.0 baths, and was built in 1947. The property's zip code is 55320 which is in Clearwater, MN