126 20th Avenue N Saint Cloud, MN $ 174,900
126 20th Avenue N
$ 174,900
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126 20th Avenue N

Saint Cloud, MN, 56303
$ 174,900
Bedrooms2 Baths2.0 Sq 1,023

Monthly Estimate*

$ 1,208

126 20th Avenue N, Saint Cloud, MN 56303 - Image 1
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126 20th Avenue N, Saint Cloud, MN 56303 - Image 12

Single Family Home for sale in Saint Cloud, MN

for $174,900 with 2 bedrooms and 2 full baths. This 1,023 square foot home was built in 1948 on a lot size of 0.12.

Move-in ready and truly turnkey, this clean, well cared for one-story home in a quiet Saint Cloud neighborhood is ready for its next owner. Everything has already been done for you: brand new roof (9/26), newer siding, new carpet, new water heater, new stove, all stainless steel appliances, fresh paint, and new appliances throughout. The finished lower level adds valuable extra living space and includes convenient storage, along with your own washer and dryer right in the home. No more hauling laundry to the laundromat! With 2 bedrooms and 2 bathrooms, this home offers more than the square footage suggests. Park with ease in the attached one car garage, and step outside to your very own three-quarter fenced backyard, a private space that's truly yours to garden in, grill in, and enjoy without sharing it the way you would in a rental. Located close to shopping in a peaceful, established neighborhood. Quick closing is possible. If you're coming from a rental, this is your chance to trade laundromat trips, thin walls, and shared outdoor space for a place that's truly your own. There are loan programs available for qualifying first-time buyers with as little as 3% down, so if you've been paying rent, it may be worth exploring whether owning could actually cost less and start building equity for you instead of your landlord. Schedule your showing today

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Single Family Active

Price

$ 174,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,584

Style

Single Family

Lot Size

0.12

Year Built

1948

Town/City

Saint Cloud

County/Region

Stearns

MLS | Web ID

7140604

Features
General
Living Area 1023
Sewer City Sewer/Connected
Heating Forced Air
Cooling None
Roof Age 8 Years or Less
Appliances Dryer Gas Water Heater Range Refrigerator Washer
HOA Fee 0
Garage Spaces 1
Construction Materials Block
Year Built 1948
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name HIGHLAND PARK ADDN
Full Baths 1
Directions Hwy. 15 to 23 E. North on Cooper Ave. West on 1st Ave. North on 20th Ave. to home.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1584
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Kitchen Window Main Floor Primary Bedroom Paneled Doors Washer/Dryer Hookup
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Interior
Basement Block Daylight/Lookout Windows Finished Storage Space
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 624
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features In Basement Electric Dryer Hookup Laundry Room
Total Bedrooms 2
Below Grade Finished Area 399
Total Baths 2
Bath Desc 3/4 Basement Main Floor Full Bath
Foundation Dimensions 26x24
Fuel Natural Gas
Garage Dimensions 20x9
Garage Square Feet 180
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Exterior
Fencing Chain Link Partial Wood
Parking Features Detached Garage Garage Door Opener Storage
Water Source City Water/Connected
Lot Size Area 0.12
Building Area Total 1248
Lot Dimensions 127x40
Waterfront Y/N N
Foundation Area 624
Road Frontage Type City Street Sidewalks
Road Responsibility Private Maintained Road
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Internal Only
Street Number 1 126
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* Excluded Features
List By
Coldwell Banker Realty

Broker

tom.sommers@cbburnet.com

Email

Affordability Calculator

$1,340
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,208
Monthly Property Taxes
$132
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/8/2026$174,900 Listed Price

Map


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126 20th Avenue N, Saint Cloud, MN, 56303 is a Single Family Home for sale at $174,900 with 1,023 sqft and a lot size of 0.12. 126 20th Avenue N has 2 bedrooms, 2.0 baths, and was built in 1948. The property's zip code is 56303 which is in Saint Cloud, MN