20907 Hardwood Loop
Finlayson, MN, 55735 $ 399,900
Bedrooms3 Baths2.1 Sq 2,090 Monthly Estimate*
$ 2,762
for $399,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,090 square foot home was built in 2003 on a lot size of 5.05.
Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.
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FeaturesGeneralLiving Area 2090
Sewer Tank with Drainage Field
Heating Dual Fuel/Off Peak Fireplace(s) Other Radiant Wood Stove
Cooling Wall Unit(s)
Roof Asphalt
Appliances Dryer Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Year Built 2003
Electric 100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
Additional Parcels Description 0055106000
County Pine
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Pine River Heights 2nd Add
Other Structures Garage(s) Storage Shed
Full Baths 2
Directions From Rutledge - take Co 39 West to Co Rd 40 - Take a right (north) keep going straight to Hardwood Loop. (do not follow curve to left) Follow this around to address.
City Finlayson
High School District Willow River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2176
Additional Parcels Y/N Y
Standard Status Active
Lender Owned No
Amenities Unit Deck
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InteriorBasement None
Total Fireplaces 1
Fireplace Features Free Standing Living Room Wood Burning
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 2090
Half Baths 1
1/4 Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
Bath Desc Main Floor 1/2 Bath Main Floor Full Bath Upper Level 3/4 Bath
Dining Room Description Eat In Kitchen Informal Dining Room
Fuel Electric Wood
Garage Dimensions 23x26
Garage Square Feet 598
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ExteriorParking Features Detached Garage Gravel Heated Garage
Lot Features Tree Coverage - Medium
Water Source Well
Lot Size Area 5.05
Building Area Total 2090
Lot Dimensions 185x941x285x928
Waterfront Y/N N
Foundation Area 1536
Road Responsibility Public Maintained Road
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,762
- Monthly Property Taxes
- $181
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Finlayson, MN
Average List Price $366,757
Percent of Sale Price 8%
About Finlayson, MN 267 Population
6% Since 2002
$ 44,872 Median Income
50.09 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
708501 Elementary School
709104 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/5/2026 | $399,900 | | Listed Price |