420 6th Avenue S
Saint Cloud, MN, 56301 $ 299,900
Bedrooms6 Baths3.0 Sq 3,056 Monthly Estimate*
$ 2,071
for $299,900 with 6 bedrooms and 3 full baths. This 3,056 square foot home was built in 1905 on a lot size of 0.17.
Charming multi-family property with exceptional curb appeal and income-producing in a convenient downtown St. Cloud location! This well-maintained property offers three levels of living space, making it an ideal addition to an investor portfolio or an owner-occupant seeking supplemental income. The main level is owner-occupied and offers two bedrooms, one bathroom, kitchen, dining and living areas, laundry, a front porch, and a 2-stall garage. Potential income $1,700-$1,900 per month. The upper level features three bedrooms, currently rented separately, along with a shared kitchen, living room, stacked laundry, bathroom and balcony. Current monthly bedroom rents total $1,725. The lower level rents for $900/month (Friends living there, Potential $1,000-$1,200) and is configured as a one-bedroom with a walk-in closet and office nook, kitchen, bathroom, living room and laundry/utility room. Additional highlights include six off-street concrete parking spaces, a low-maintenance stucco exterior, updated plumbing (2008) and electrical (2008) throughout all three levels, and dedicated electrical panels for each level. 75 year Architectural shingles were installed in 2005. Each unit has a washer and dryer, thermal-pane tilt-in windows (2008), and solid wood doors in 2010. Excellent location within easy proximity to downtown amenities, Lake George, SCSU, and public transportation. Don't miss this versatile and income-producing opportunity!
See more
FeaturesGeneralLiving Area 3056
Sewer City Sewer/Connected
Heating Boiler Hot Water
Roof Age Over 8 Years Architectural Shingle
Garage Spaces 2
Year Built 1905
Electric Circuit Breakers 100 Amp Service
Tenant Pays None
Topography Level
Levels Two
Property Subtype Triplex
Tax Year 2026
Gross Income 31500
Accessibility None
County Stearns
Net Operating Income 24480
Operating Expense 7020
Insurance Expense 1500
New Construction N
Property Type Residential Income
Contingency None
MaintenanceExpense 500
Directions From 9th Avenue South East on 4th Street S South on 6th Ave S Property is on left.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Multi-Family
Number Of Units Total 3
Lot Size Units Acres
Carport Spaces 5
Land Lease Y/N N
Tax Annual Amount 1016
Electric Expense 2400
Fuel Expense 1800
Trash Expense 0
Water Sewer Expense 1800
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
See more
InteriorBasement Finished Full
Basement (Y/N) Y
Above Grade Finished Area 2256
Laundry Features Lower Level Main Level Upper Level
Total Bedrooms 6
Below Grade Finished Area 800
Total Baths 3
Foundation Dimensions 44x21.5
Fuel Natural Gas
Garage Dimensions 22x20.5
Garage Square Feet 451
See more
ExteriorFencing Privacy Wood
Parking Features Carport Detached Garage Concrete
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.17
Building Area Total 2283
Lot Dimensions 55x132
Waterfront Y/N N
Foundation Area 946
Road Frontage Type City Street Curbs Paved Streets Sidewalks
Road Responsibility Public Maintained Road
See more
* Excluded FeaturesList ByColdwell Banker RealtyBroker
april.march@cbrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,071
- Monthly Property Taxes
- $85
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Saint Cloud, MN
Average List Price $299,350
Percent of Sale Price 0%
About Saint Cloud, MN 69,438 Population
15% Since 2002
$ 47,019 Median Income
32.74 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/23/2026 | $299,900 | -5.99% | Price Down |
| 9/4/2026 | $319,000 | | Listed Price |