10856 County Road 10
Brainerd, MN, 56401 $ 434,900
Bedrooms2 Baths2.0 Sq 1,348 Monthly Estimate*
$ 3,004
for $434,900 with 2 bedrooms and 2 full baths. This 1,348 square foot home was built in 1999 on a lot size of 1.05.
Your Borden Lake getaway is waiting! Imagine mornings by the water, afternoons spent enjoying the lake, and cozy evenings by the fireplace—this beautifully cared-for ranch makes lake living easy. Situated on over an acre on popular Borden Lake, this turnkey 2-bedroom, 2-bath home comes fully furnished and ready for you to start making memories from the moment you arrive. Inside, you’ll love the bright, open floor plan, updated luxury vinyl plank flooring, and cozy gas fireplace. The impressive finished three-car garage features tongue-and-groove walls and a Reznor overhead furnace, giving you plenty of space for vehicles, lake toys, hobbies, and more. This home has been thoughtfully maintained and updated with comfort and peace of mind in mind, including a whole-house generator, Trane furnace with humidifier, Kinetico water softener, and a freshly stained exterior. Whether you’re looking for a year-round home, weekend escape, or the perfect place to gather with family and friends, this is your chance to enjoy the lake without the work of getting a property ready. Fully furnished, beautifully maintained, and truly move-in ready—just bring your bags and start living the Borden Lake life! At over 1000 acres Borden lake offers great fishing and recreation with several quiet bays, golfing and many dinning options!!
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FeaturesGeneralLiving Area 1348
Sewer Mound Septic Private Sewer Tank with Drainage Field
Heating Forced Air Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less Architectural Shingle
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Gas Water Heater Microwave Range Refrigerator Washer Water Softener Owned Wine Cooler
HOA Fee 0
Garage Spaces 3
Construction Materials Frame
Year Built 1999
Electric 200+ Amp Service
View Lake Panoramic South
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility No Stairs Internal
County Crow Wing
New Construction N
Property Type Residential
HOA N
Contingency None
Full Baths 1
Directions From Brainerd Hwy 18 E approximately 16 miles to county road 10. Right (South) on Cty 10 approx 2.5 miles to the property on the left and signs. (fire # 10856)
City Brainerd
High School District Brainerd
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2806
Additional Parcels Y/N N
Standard Status Pending
Lender Owned No
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InteriorBasement None
Total Fireplaces 1
Fireplace Features Gas Living Room Stone
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1348
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features In Kitchen Main Level
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 2
Bath Desc Main Floor 3/4 Bath Main Floor Full Bath
Dining Room Description Breakfast Bar Eat In Kitchen Living/Dining Room
Fuel Propane
Garage Dimensions 36x24
Garage Square Feet 864
Waterfront Feet 136
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ExteriorParking Features Attached Garage Asphalt Finished Garage Insulated Garage
Lot Features Irregular Lot Tree Coverage - Light Underground Utilities
Water Source Artesian Drilled Private Shared System Well
Lot Size Area 1.05
Building Area Total 1348
Lot Dimensions 330x281x318x240 irregular
Waterfront Y/N Y
Foundation Area 1348
Road Frontage Type County Road
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByKeller Williams Realty ProfessionalsBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,004
- Monthly Property Taxes
- $234
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Brainerd, MN
Average List Price $528,264
Percent of Sale Price 21%
About Brainerd, MN 13,789 Population
3% Since 2002
$ 37,482 Median Income
35.65 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
708897 Elementary School
709397 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/18/2026 | $434,900 | -3.33% | Price Down |
| 9/2/2026 | $449,900 | | Listed Price |