4090 Highland Avenue White Bear Lake, MN $ 499,000
4090 Highland Avenue
$ 499,000
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4090 Highland Avenue

White Bear Lake, MN, 55110
$ 499,000
Bedrooms4 Baths2.0 Sq 1,959

Monthly Estimate*

$ 3,446

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Single Family Home for sale in White Bear Lake, MN

for $499,000 with 4 bedrooms and 2 full baths. This 1,959 square foot home was built in 1950 on a lot size of 0.5.

A rare opportunity to own 78 feet of private lakeshore on Goose Lake! Goose Lake is separated from White Bear Lake by State Highway 61. This home is on a spacious, flat ½-acre lot surrounded by mature trees. This property offers the kind of privacy, outdoor space, and lake lifestyle that is increasingly hard to find in White Bear Lake. Tucked away on a peaceful, private-feeling setting, this charming 4-bedroom, 2-bath rambler is ready for its next chapter. With 1,966 finished square feet, the home offers comfortable main-level living with three bedrooms on the main floor! Inside, the rambler layout offers easy everyday living, while the unfinished attic provides an exciting opportunity for future expansion, storage, or creative additional living space. The possibilities are yours to explore. The lower level has a 4th bedroom, 3/4 fully tiled bathroom, oversized laundry room, 2nd family room with corner fireplace and a ton of storage space!! A detached two-car garage provides convenient parking and storage, while the generous driveway and expansive yard offer plenty of room for guests and outdoor toys. The oversized deck creates the perfect setting for morning coffee, summer gatherings, sunset cocktails, and unforgettable lake days. And then there’s the location—close to everything that makes White Bear Lake so desirable while still offering the privacy and tranquility of a true lakefront retreat. Enjoy nearby parks, shopping, dining, schools, recreation, and all the charm of the White Bear Lake community. Make this house your home!!

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Single Family Active

Price

$ 499,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 5,010

Style

Single Family

Lot Size

0.5

Year Built

1950

Town/City

White Bear Lake

County/Region

Ramsey

MLS | Web ID

7136984

Features
General
Living Area 1959
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years Architectural Shingle Pitched
Appliances Dishwasher Dryer Exhaust Fan Gas Water Heater Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Pool Features None
Construction Materials Concrete
Year Built 1950
Electric Circuit Breakers 100 Amp Service
View Lake North Panoramic
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County Ramsey
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Richland Acres Ramsey Co Mi
Other Structures Storage Shed
Full Baths 1
Directions Hwy 61 to Cty Rd F East to Highland Ave.
City White Bear Lake
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5010
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Cable Ceiling Fan(s) Deck Dock Hardwood Floors Kitchen Window Main Floor Primary Bedroom Sauna Washer/Dryer Hookup
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Interior
Basement Daylight/Lookout Windows Egress Window(s) Finished Kitchenette Sump Basket Sump Pump Tile Shower
Total Fireplaces 1
Fireplace Features Electric Family Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1288
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Lower Level
Total Bedrooms 4
Below Grade Finished Area 671
Total Baths 2
Bath Desc 3/4 Basement Main Floor Full Bath
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Dimensions 19x25
Garage Square Feet 475
Waterfront Feet 78
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Exterior
Fencing None
Parking Features Detached Garage Asphalt Garage Door Opener
Lot Features Accessible Shoreline Public Transit (w/in 6 blks) Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.5
Building Area Total 3555
Lot Dimensions Getting
Waterfront Y/N Y
Foundation Area 1288
Road Frontage Type City Street Paved Streets
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 4090
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* Excluded Features
List By
Engel & Volkers Prior Lake

Broker

niki.fairbanks@evrealestate.com

Email

Affordability Calculator

$3,864
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,446
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708515 Elementary School
708826 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/28/2026$499,000 -4.04% Price Down
9/2/2026$520,000 Listed Price

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4090 Highland Avenue, White Bear Lake, MN, 55110 is a Single Family Home for sale at $499,000 with 1,959 sqft and a lot size of 0.5. 4090 Highland Avenue has 4 bedrooms, 2.0 baths, and was built in 1950. The property's zip code is 55110 which is in White Bear Lake, MN