Cove Point Lodge 4576 Cove Side Cottages # 410
Beaver Bay, MN, 55616 $ 675,000
Bedrooms2 Baths2.0 Sq 1,472 Monthly Estimate*
$ 4,662
for $675,000 with 2 bedrooms and 2 full baths. This 1,472 square foot townhouse was built in 1999 on a lot size of 0.04.
Welcome to the drive you already know: north on 35, up the shore past Duluth, until somewhere along Highway 61 the week falls away. Bears Den Cottage #410 at Cove Point Lodge makes that weekend yours for good. Your cottage, your fireplace and your stretch of Lake Superior waiting at the end of it. It feels like checking into your favorite resort, because you own a piece of it. Bears Den pairs a private North Shore retreat with Rental Income Potential through the resort's established rental program, offering reservations, front desk, housekeeping and marketing support to offset ownership costs. Cottage #410 is currently enrolled in the Cove Point Lodge rental program with advance reservations on the books. Within the rental program, owners must make the cottage available a minimum of 200 nights per year, including 100 nights June 15 through November 1. Rental revenue split 50/50. Offered fully furnished and turnkey, the cottage lives larger than its footprint: 1,472 square feet across two levels, with 2 bedrooms, 2 full baths and two fireplaces, sleeping four. A large stone wood-burning fireplace anchors the living area, and the owner's suite adds a gas fireplace and a jetted soaking tub (new in 2025) set to the panoramic lake view. Hardwood and tile floors, natural woodwork, a fully equipped updated kitchen, custom furnishings, curated artwork and quality linens complete the package. Recent updates include a new boiler, on-demand water heater, hardwood floors and deck. Washer and dryer hookups sit in the upstairs owners closet, plumbed for a stackable unit, an uncommon feature among the cottages here. One of the most private decks in the resort opens to towering pines and the sound of the lake. Ownership comes with the keys to the whole resort. Swim in the indoor pool while snow piles up outside, then warm up in the sauna and hot tub after a day on the trail. Your kitchen is fully equipped, but on nights you'd rather not cook, the main lodge restaurant and The Crossings are steps away. The association fee ($771/month, billed quarterly) covers building insurance, firewood, snow plowing and shoveling, lawn care, grounds and building maintenance, sewer lift station and pest control, so arrival day starts at the lake, not the to-do list. The Gitchi-Gami State Trail and the Cove Point Loop of the Superior Hiking Trail start at the resort driveway. Split Rock Lighthouse, Gooseberry Falls and Tettegouche State Parks are minutes away, with Duluth under an hour back down Scenic Highway 61. Historical and advance reservation information and Owner Statements available upon request. This information is a snapshot and is not a guarantee of future earnings. Evolution Team Member must be present for all showings. No showings when guests are in residence. Buyer and buyer's agent to verify all information.
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FeaturesGeneralLiving Area 1472
Sewer City Sewer/Connected
Heating Baseboard Boiler Fireplace(s)
Cooling None
Roof Asphalt
Appliances Dishwasher Electric Water Heater Microwave Range Refrigerator
HOA Fee 411.18
Garage Spaces 0
Association Fee Includes Building Exterior Lawn Care Maintenance Grounds Parking Professional Mgmt Sanitation Sewer Shared Amenities Snow Removal
Pool Features Heated Indoor
Construction Materials Block
Year Built 1999
Electric Circuit Breakers
View Panoramic
Levels Two
Unit Number 410
Property Subtype (TH) Side x Side
Tax Year 2026
Waterfront Features Lake View
Accessibility None
Assoc Fee Paid Per Monthly
County Lake
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Cove Point Twnhms
Full Baths 2
Directions From Hwy 61 to Beaver Bay to Cove Point Lodge drive down the hill and Cove Side Cottage Rd is the last road to the right 410 is the first unit on the left.
City Beaver Bay
Association Name Ledge Rock Mgmt
High School District Lake Superior
Zoning Description Business/Commercial Other Shoreline
Lot Size Units Acres
Property Attached Y/N Y
Land Lease Y/N N
Tax Annual Amount 6323
Additional Parcels Y/N N
Virtual Tour https://wellcomemat.com/embed/5hl225a200d31mp0b?mls=1
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors Hot Tub Kitchen Window Main Floor Primary Bedroom Natural Woodwork Paneled Doors Porch Panoramic View Tile Floors
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InteriorBasement Crawl Space Unfinished
Total Fireplaces 2
Fireplace Features Gas Living Room Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1472
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features None
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 2
Bath Desc Main Floor Full Bath Upper Level Full Bath
Dining Room Description Kitchen/Dining Room Living/Dining Room
Foundation Dimensions 3x4x11x1x5x4x3x34x5x1x17x14x2x12x2x8
Fuel Electric Propane Wood
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ExteriorParking Features Asphalt
Lot Features Accessible Shoreline Tree Coverage - Medium Underground Utilities Zero Lot Line
Water Source Shared System
Lot Size Area 0.04
Building Area Total 1472
Lot Dimensions 34x88
Waterfront Y/N N
Foundation Area 856
Road Frontage Type Paved Streets Private Road
Road Responsibility Association Maintained Road Private Maintained Road
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* Excluded FeaturesList Bycarrie@evolutionresorts.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,662
- Monthly Property Taxes
- $527
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Beaver Bay, MN
Average List Price $675,000
Percent of Sale Price 0%
About Beaver Bay, MN 149 Population
-9% Since 2002
$ 51,528 Median Income
49.23 Median Age
17% Households with Children
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3048328 Elementary School
3048671 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/1/2026 | $675,000 | | Listed Price |