4859 Terrace Circle Hermantown, MN $ 645,000
4859 Terrace Circle
$ 645,000
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4859 Terrace Circle

Hermantown, MN, 55811
$ 645,000
Bedrooms5 Baths3.1 Sq 2,874

Monthly Estimate*

$ 4,455

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Single Family Home for sale in Hermantown, MN

for $645,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,874 square foot home was built in 1992 on a lot size of 0.53.

Discover the space you’ve been looking for in Hermantown! Peaceful streets, privacy & mature trees lead to this well-built home. The established neighborhood, central to Hermantown’s amenities remains buffered from activity. Set on a naturally elevated lot, this expansive home features 5 bedrooms, 4 baths, 3-stall garage &dedicated workshop. Enter the welcoming, covered front porch & central foyer leading to a comfortable living room & vaulted family room, fireplace, formal dining, updated kitchen, informal dining, deck access & convenient half bath. Upstairs, the private, vaulted primary suite includes a full bath. Two additional bedrooms & full bath complete this floor. The lower-level walk-out provides even more room to spread out, with an extra-large recreation room, gas fireplace, two bedrooms, bath, utility room & three-season porch. Outside, enjoy a spacious, level backyard that’s cleared & ready for activities, entertaining & fun!

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Single Family Active

Price

$ 645,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 7,480

Style

Single Family

Lot Size

0.53

Year Built

1992

Town/City

Hermantown

County/Region

Saint Louis

MLS | Web ID

7136141

Features
General
Living Area 2874
Sewer City Sewer/Connected
Heating Boiler Forced Air
Cooling None
HOA Fee 0
Garage Spaces 3
Year Built 1992
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County St. Louis
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Miller Ridge Div
Full Baths 2
Directions Stebner Rd between Arrowhead and Maple Grove east on Terrace Circle home on right.
City Hermantown
High School District Hermantown
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 7480
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
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Interior
Basement Finished Walkout
Total Fireplaces 2
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1816
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Total Bedrooms 5
Below Grade Finished Area 1058
Total Baths 4
Bath Desc 3/4 Basement Full Primary Main Floor 1/2 Bath
Foundation Dimensions Irregular
Fuel Natural Gas
Garage Square Feet 1002
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Exterior
Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.53
Building Area Total 2874
Lot Dimensions 125x185
Waterfront Y/N N
Foundation Area 2874
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Internal Only
Street Number 1 4859
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* Excluded Features
List By
Re/Max Results

Broker

sandi.nelson@results.net

Email

Affordability Calculator

$5,078
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,455
Monthly Property Taxes
$623
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3048338 Elementary School
3048506 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/21/2026$645,000 -7.19% Price Down
8/31/2026$695,000 Listed Price

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4859 Terrace Circle, Hermantown, MN, 55811 is a Single Family Home for sale at $645,000 with 2,874 sqft and a lot size of 0.53. 4859 Terrace Circle has 5 bedrooms, 3.1 baths, and was built in 1992. The property's zip code is 55811 which is in Hermantown, MN