605 1st Street SE
Pine City, MN, 55063 $ 525,000
Bedrooms5 Baths2.0 Sq 2,640 Monthly Estimate*
$ 3,626
for $525,000 with 5 bedrooms and 2 full baths. This 2,640 square foot home was built in 1961 on a lot size of 0.39.
Discover the possibilities of Cross Lake living in Pine City! With 90 feet of lake frontage, a gradual approach to the shoreline, a dock, and nearly half an acre, this spacious 5-bedroom, 2-bath lakefront home offers a wonderful combination of waterfront enjoyment, generous living spaces, and versatility. Offering 2,640 finished square feet, the home features beautiful hardwood floors, abundant natural light, and plenty of room to gather. The main level includes three bedrooms, a dedicated home office, a bright, spacious kitchen, and adjoining dining and sitting areas that flow into the living room and inviting three-season porch. Enjoy morning coffee overlooking the water, afternoons at the lake, and peaceful evenings along the shoreline. The finished walkout lower level expands the possibilities with a second kitchen, family room, bonus room, and two additional bedrooms, offering flexibility for guests, hobbies, or additional gathering space. An attached two-car garage provides convenient storage, while city water and sewer add everyday practicality. Situated on a quiet dead-end street, this Cross Lake property combines the appeal of lakeside living with the space to make it your own.
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FeaturesGeneralLiving Area 2640
Sewer City Sewer/Connected
Heating Baseboard
Cooling Central Air
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Year Built 1961
View East
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Dock Lake Front Lake View
Accessibility None
County Pine
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Townsite Of Pine City
Full Baths 1
Directions I35 to exit 169 Pine City East on Hillside Ave(county Rd 7)to St Croix Scenic Byway (Hwy 61) North to 8th Ave East to 2nd St SE N to 6th Ave SE East to 1st St SE south to home on right.
City Pine City
High School District Pine City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6268
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Deck Dock Hardwood Floors Kitchen Window Main Floor Primary Bedroom Natural Woodwork Patio Porch Panoramic View Washer/Dryer Hookup
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InteriorBasement Block Egress Window(s) Full Single Tenant Access Walkout
Total Fireplaces 0
Basement (Y/N) Y
Above Grade Finished Area 1440
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Total Bedrooms 5
Below Grade Finished Area 1200
Total Baths 2
Bath Desc 3/4 Basement Main Floor Full Bath
Foundation Dimensions 28x21
Fuel Natural Gas
Garage Dimensions 24x24
Garage Square Feet 575
Waterfront Feet 90
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ExteriorParking Features Attached Garage Concrete
Water Source City Water/Connected
Lot Size Area 0.39
Building Area Total 2880
Lot Dimensions 90x192
Waterfront Y/N Y
Foundation Area 1440
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* Excluded FeaturesList Byloreal@thelindstromteam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,626
- Monthly Property Taxes
- $522
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Pine City, MN
Average List Price $382,907
Percent of Sale Price 27%
About Pine City, MN 9,721 Population
14% Since 2002
$ 46,674 Median Income
43.21 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
708658 Elementary School
708802 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/28/2026 | $525,000 | | Listed Price |