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10464 Spruce Street Chisago City, MN $ 400,000
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$ 400,000 Get more info
10464 Spruce Street
$ 400,000
Back to search
Share Save

10464 Spruce Street

Chisago City, MN, 55013
$ 400,000
Bedrooms4 Baths3.0 Sq 2,499

Monthly Estimate*

$ 2,763

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Single Family Home for sale in Chisago City, MN

for $400,000 with 4 bedrooms and 3 full baths. This 2,499 square foot home was built in 2006 on a lot size of 0.5.

This thoughtfully updated 4-bedroom, 3-bathroom rambler in a kid-friendly neighborhood is an absolute must-see. Enjoy an open floor plan with soaring ceilings, a main-floor primary bedroom, and main floor laundry. Major recent investments include a brand-new roof and gutters (8/2026), all new windows throughout (5/2024), new main-level carpet, and fresh lower-level paint. The kitchen shines with a new stove (8/2026) and a recently updated refrigerator (7-2024). The spacious lower-level family room features a wet bar with a brand-new refrigerator and microwave (7/2026). Car enthusiasts will appreciate the 3-car garage with a new third-stall door and motor. Step outside to enjoy your half-acre lot backing up to a pond, complete with a sidewalk around the neighborhood. Located near the Chisago Lakes Chain and Carlos Avery Wildlife Area, this home is the perfect blend of outdoor recreation and an easy commute to the Twin Cities. Garage is ready for workshop with 240 volt outlet and separate 100 amp breaker panel.

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Single Family Pending

Price

$ 400,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,071

Style

Single Family

Lot Size

0.5

Year Built

2006

Town/City

Chisago City

County/Region

Chisago

MLS | Web ID

7130665
Features
General
Living Area 2499
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Chandelier Dishwasher Disposal Dryer Gas Water Heater Microwave Range Refrigerator Washer Water Softener Owned
HOA Fee 0
Garage Spaces 3
Construction Materials Block Frame Stone
Year Built 2006
Electric Circuit Breakers 100 Amp Service 200+ Amp Service
View North
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Pond
Accessibility None
County Chisago
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name School Lake Shores
Full Baths 3
Directions I-35 North to Hwy 8 to Lofton Ave (77). North on Lofton West on Matthew Dr South on Spruce St Property on right.
City Chisago City
High School District Chisago Lakes
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4071
Additional Parcels Y/N N
Standard Status Pending
Lender Owned No
Amenities Unit Cable Ceiling Fan(s) Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork Vaulted Ceiling(s) Washer/Dryer Hookup Wet Bar Walk-In Closet
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Interior
Basement Block Daylight/Lookout Windows Drain Tiled Drainage System Egress Window(s) Finished Full Kitchenette Sump Basket Sump Pump
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1358
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Main Level Sink Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1141
Total Baths 3
Bath Desc Double Sink Bathroom Ensuite Full Primary Full Basement Main Floor Full Bath
Dining Room Description Living/Dining Room
Foundation Dimensions 50x27
Fuel Electric Natural Gas
Garage Dimensions 32x26
Garage Door Width 8
Garage Square Feet 832
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Exterior
Fencing None
Parking Features Attached Garage Gravel Asphalt Garage Door Opener Insulated Garage
Lot Features Irregular Lot Tree Coverage - Medium Underground Utilities Wetlands
Water Source City Water/Connected
Lot Size Area 0.5
Building Area Total 2716
Lot Dimensions 170x187x74x150
Waterfront Y/N N
Foundation Area 1358
Road Frontage Type City Street Curbs Paved Streets Sidewalks Storm Sewer
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 10464
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* Excluded Features
List By
Counselor Realty, Inc

Broker

dan@danzrealestate.com

Email

Affordability Calculator

$3,102
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,763
Monthly Property Taxes
$339
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708426 Elementary School
708911 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
9/16/2026$400,000 -3.61% Price Down
8/20/2026$415,000 Listed Price

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10464 Spruce Street, Chisago City, MN, 55013 is a Single Family Home for sale at $400,000 with 2,499 sqft and a lot size of 0.5. 10464 Spruce Street has 4 bedrooms, 3.0 baths, and was built in 2006. The property's zip code is 55013 which is in Chisago City, MN

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