3185 Joyce Street Saint Cloud, MN $ 349,900
3185 Joyce Street
$ 349,900
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3185 Joyce Street

Saint Cloud, MN, 56303
$ 349,900
Bedrooms4 Baths2.0 Sq 2,392

Monthly Estimate*

$ 2,417

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Single Family Home for sale in Saint Cloud, MN

for $349,900 with 4 bedrooms and 2 full baths. This 2,392 square foot home was built in 2001 on a lot size of 0.82.

Welcome to this spacious 4-bedroom, 2-bath home tucked away on a quiet dead-end street and situated on a beautiful 0.82-acre lot! Offering 2,392 finished square feet, this home combines comfortable living space with exceptional indoor and outdoor amenities. The kitchen was refreshed in 2025 with all-new appliances, countertops, and backsplash, while new upstairs carpeting and all-new privacy fencing were added in 2026. A new washer and dryer were added in 2024. The main level features an inviting living area, dining space, updated kitchen, and two bedrooms. The finished lower level offers two additional bedrooms, a comfortable family/rec room, wet bar, bathroom with heated flooring, and plenty of space for entertaining, hobbies, or guests. Outside, enjoy the privacy and mature trees of the expansive 0.82-acre lot, along with a lawn irrigation system supplied by a private well, helping keep the lawn looking its best without relying on municipal water. A standout feature is the oversized 3-car garage with approximately 927 square feet, offering abundant room for vehicles, storage, recreational toys, or a workshop. With numerous recent updates, a flexible four-bedroom layout, exceptional garage space, private well irrigation, new privacy fencing, and a peaceful dead-end setting, this home offers plenty of room to spread out both inside and out!

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Single Family Active

Price

$ 349,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,458

Style

Single Family

Lot Size

0.82

Year Built

2001

Town/City

Saint Cloud

County/Region

Stearns

MLS | Web ID

7127207

Features
General
Living Area 2392
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years Asphalt
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Electric Water Heater ENERGY STAR Qualified Appliances Exhaust Fan Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 0
Garage Spaces 3
Construction Materials Block Frame
Year Built 2001
Electric Circuit Breakers
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Tilden Woods
Other Structures Storage Shed
Full Baths 1
Directions From MN-15 N and Division Street head north. Take County Road 120 exit towards Sartell. Turn right toward Dolores Drive. Turn left onto Joyce Street.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4458
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Cable Ceiling Fan(s) Ethernet Wired Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork In-Ground Sprinkler Tile Floors Washer/Dryer Hookup Wet Bar Walk-In Close
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Interior
Basement Block Drain Tiled Finished Sump Basket
Total Fireplaces 0
Basement (Y/N) Y
Above Grade Finished Area 1196
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Lower Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1196
Total Baths 2
Bath Desc 3/4 Basement Full Jack & Jill Main Floor Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 34x2804
Garage Square Feet 927
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Exterior
Fencing Privacy Vinyl
Parking Features Attached Garage Concrete Electric Garage Door Opener Insulated Garage
Lot Features Irregular Lot Tree Coverage - Medium
Water Source City Water/Connected Well
Lot Size Area 0.82
Building Area Total 2392
Lot Dimensions 100x192x133x124x197
Waterfront Y/N N
Foundation Area 1196
Road Frontage Type City Street No Outlet/Dead End Paved Streets Street Lights
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 3185
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* Excluded Features
List By
City And Lakes Real Estate

Broker

jon.anglin@hotmail.com

Email

Affordability Calculator

$2,788
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,417
Monthly Property Taxes
$372
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/27/2026$349,900 -2.78% Price Down
8/14/2026$359,900 Listed Price

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3185 Joyce Street, Saint Cloud, MN, 56303 is a Single Family Home for sale at $349,900 with 2,392 sqft and a lot size of 0.82. 3185 Joyce Street has 4 bedrooms, 2.0 baths, and was built in 2001. The property's zip code is 56303 which is in Saint Cloud, MN