9195 Prairie Street Elko, MN $ 389,900
9195 Prairie Street
$ 389,900
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9195 Prairie Street

Elko, MN, 55020
$ 389,900
Bedrooms3 Baths2.0 Sq 1,778

Monthly Estimate*

$ 2,693

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Single Family Home for sale in Elko, MN

for $389,900 with 3 bedrooms and 2 full baths. This 1,778 square foot home was built in 2004 on a lot size of 0.34.

Welcome to this beautifully maintained split-level home offering 3 bedrooms, 2 full bathrooms, and an inviting open-concept design. The main level showcases soaring vaulted ceilings, abundant natural light, a well-appointed kitchen with an adjoining dining area—perfect for both everyday living and entertaining. Upstairs, you'll find a generous loft/family room, a primary suite with a walk-in closet and en-suite bathroom, along with two additional bedrooms and a full hall bathroom. The unfinished lower level provides incredible potential to build instant equity, featuring a stunning floor-to-ceiling stone gas fireplace already in place and ample space to customize for your lifestyle. Enjoy your morning coffee on the covered front porch or unwind on the covered deck overlooking the expansive backyard with mature trees. A 4-car heated and insulated garage offers plenty of room for vehicles, storage, and hobbies. Conveniently located near parks, trails, shopping, dining, and major commuter routes, this home combines comfort, functionality, and endless potential. Electrical, framing, and HVAC permits have been completed and finalized.

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Single Family Pending

Price

$ 389,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,288

Style

Single Family

Lot Size

0.34

Year Built

2004

Town/City

Elko

County/Region

Scott

MLS | Web ID

7044978

Features
General
Living Area 1778
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Gas Water Heater Microwave Range Refrigerator Stainless Steel Appliances Washer Water Softener Owned
HOA Fee 0
Garage Spaces 4
Year Built 2004
Levels Three Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Scott
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Whispering Hills-Merged W/Nmc
Full Baths 2
Directions 35W South to 260th St go West to Natchez South then go East (Left) on Whispering Hills then head North (Left) on Evergreen Trail and East (Right) on Prairie St to home.
City Elko New Market
High School District Lakeville
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6288
Additional Parcels Y/N N
Virtual Tour https://listings.zenvosmedia.com/mls/259887876
Standard Status Pending
Lender Owned No
Amenities Unit Kitchen Window Primary Bedroom Walk-In Closet Natural Woodwork Porch Vaulted Ceiling(s) Washer/Dryer Hookup Walk-In Closet
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Interior
Basement Block Walkout
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1778
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features In Basement Laundry Room
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
Bath Desc 3/4 Primary Upper Level Full Bath
Dining Room Description Breakfast Area Eat In Kitchen Informal Dining Room
Fuel Natural Gas
Garage Dimensions 36x23
Garage Square Feet 858
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Exterior
Parking Features Attached Garage Asphalt Finished Garage Garage Door Opener Heated Garage Insulated Garage
Lot Features Corner Lot Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.34
Building Area Total 2853
Lot Dimensions 56x22x22x35x89x95x19x138
Waterfront Y/N N
Foundation Area 1075
Road Frontage Type City Street Sidewalks
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 9195
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* Excluded Features
List By
Re/Max Advantage Plus

Broker

ryan@searchmnrealty.com

Email

Affordability Calculator

$3,217
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,693
Monthly Property Taxes
$524
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708798 Elementary School
708789 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/8/2026$389,900 -4.88% Price Down
8/13/2026$409,900 Listed Price

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9195 Prairie Street, Elko, MN, 55020 is a Single Family Home for sale at $389,900 with 1,778 sqft and a lot size of 0.34. 9195 Prairie Street has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 55020 which is in Elko, MN