4728 4th Street Loop NE Saint Cloud, MN $ 329,900
4728 4th Street Loop NE
$ 329,900
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4728 4th Street Loop NE

Saint Cloud, MN, 56304
$ 329,900
Bedrooms3 Baths3.0 Sq 1,851

Monthly Estimate*

$ 2,279

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Single Family Home for sale in Saint Cloud, MN

for $329,900 with 3 bedrooms and 3 full baths. This 1,851 square foot home was built in 2005 on a lot size of 0.479.

Welcome to this spacious four-level split in the Sauk Rapids school district, offering a comfortable layout, great outdoor space, and plenty of room to make it your own! The open-concept main level creates an inviting flow between the kitchen, dining, and living areas. The kitchen features a granite center island, perfect for meal prep or gathering with family and friends. Upstairs, the primary bedroom suite offers a comfortable retreat with a walk-in closet, projector, and full private bathroom. Laundry is conveniently located right across the hall, while a second bedroom and full bathroom complete the upper level. Downstairs, the walk-out lower-level family room provides a cozy place to relax around the gas fireplace, with convenient access to the hot tub just outside. This level also features a third bedroom and 3/4 bathroom, providing a great space for guests, a home office, and more. The fourth level features an unfinished basement with valuable potential for additional living space. Whether you envision a home gym, hobby room, or workshop, the possibilities are endless. The home has also seen several updates, including a new washer and dryer in 2019, new roof and high-efficiency electric heat pump water heater in 2022, new range in 2024, and new refrigerator in 2026. Outside, enjoy a large yard with no backyard neighbors, creating both added privacy and a peaceful setting where you can watch wildlife right from your own property. The hot tub and two-tiered deck create a great spot to unwind or entertain, while the three-stall heated garage provides generous space for vehicles, toys, storage, and projects throughout the year. Located near golf, shopping, dining, and other local amenities, this home combines space, comfort, privacy, and convenience in a desirable location. Come see everything this property has to offer!

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Single Family Pending

Price

$ 329,900

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,396

Style

Single Family

Lot Size

0.479

Year Built

2005

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

7125092

Features
General
Living Area 1851
Sewer City Sewer/Connected
Heating Forced Air Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less Asphalt Pitched
Appliances Air-To-Air Exchanger Dishwasher Dryer Electric Water Heater Water Filtration System Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 324
Garage Spaces 3
Association Fee Includes Shared Amenities
Pool Features None
Construction Materials Block Brick Concrete Steel Siding
Year Built 2005
Electric Circuit Breakers 200+ Amp Service
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Benton
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Waters Edge At Don Lake
Full Baths 2
Directions East on Hwy 23 right on 14th Ave SE continue straight onto 2nd St SE left on 47th Ave NE right on 4th St Loop NE 4th house on right
City Saint Cloud
Association Name Property Solutions LLC
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4396
Additional Parcels Y/N N
Standard Status Pending
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Hot Tub Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Natural Woodwork Vaulted Ceiling(s)
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Interior
Basement Block Drain Tiled Sump Pump Walkout
Total Fireplaces 1
Fireplace Features Brick Family Room Gas
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1234
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Laundry Room Sink Upper Level
Total Bedrooms 3
Below Grade Finished Area 617
Total Baths 3
Bath Desc 3/4 Basement Bathroom Ensuite Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 26' x 32'
Garage Square Feet 880
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Exterior
Fencing None
Parking Features Attached Garage Heated Garage Insulated Garage
Water Source City Water/Connected
Lot Size Area 0.479
Building Area Total 2396
Lot Dimensions 38' x 25' x 203' x 28' x 189' x 131'
Waterfront Y/N N
Foundation Area 1234
Road Frontage Type City Street Curbs Paved Streets Sidewalks Street Lights Storm Sewer
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 4728
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* Excluded Features
List By
Central Mn Realty Llc

Broker

nikki@centralmnrealty.com

Email

Affordability Calculator

$2,645
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,279
Monthly Property Taxes
$366
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708359 Elementary School
708670 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/12/2026$329,900 Listed Price

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4728 4th Street Loop NE, Saint Cloud, MN, 56304 is a Single Family Home for sale at $329,900 with 1,851 sqft and a lot size of 0.479. 4728 4th Street Loop NE has 3 bedrooms, 3.0 baths, and was built in 2005. The property's zip code is 56304 which is in Saint Cloud, MN