21946 Oak Heights Circle
Cold Spring, MN, 56320 $ 499,000
Bedrooms4 Baths3.0 Sq 3,030 Monthly Estimate*
$ 3,446
for $499,000 with 4 bedrooms and 3 full baths. This 3,030 square foot home was built in 1987 on a lot size of 1.01.
?? Country Living, Room to Roam & Space for All Your Toys! ?? Whether your family is growing and you want more space in the coveted ROCORI School District, or you’re an empty nester or retiree looking for convenient one-level living, this beautiful property checks all the boxes! This beautifully maintained 4-bedroom, 3-bath walkout sits on a private, wooded one-acre lot just minutes from Cold Spring. Featuring a brand-new roof (2026), spacious living areas, and thoughtful updates throughout. The expansive kitchen offers granite countertops, newer stainless appliances, abundant cabinetry, and plenty of natural light, flowing into a vaulted family room with patio doors leading to a gorgeous multi-tiered deck overlooking the backyard. The main level includes laundry, a private primary suite, and a second bedroom, while the finished walkout lower level offers a family room, play area, and two oversized bedrooms. Outside, enjoy front and back decks, a fire pit, large play area, and your own sledding hill—plenty of room for kids, pets, gatherings, and outdoor adventures. And for the hobbyist or outdoor enthusiast, there’s an insulated/heated oversized garage plus a 28' x 36' outbuilding with concrete floor, electricity, and a 16' x 9' overhead door—perfect for your fishing boat, golf cart, vehicles, toys, or workshop. Privacy, acreage, space, and country charm—all close to the conveniences of Cold Spring. ???? Come see why this is the kind of property you’ll want to call home!
See more
FeaturesGeneralLiving Area 3030
Sewer Private Sewer Septic System Compliant - Yes Tank with Drainage Field
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Dishwasher Dryer Freezer Gas Water Heater Microwave Range Refrigerator Washer Water Softener Owned
HOA Fee 0
Garage Spaces 2
Pool Features None
Construction Materials Block Frame
Year Built 1987
Electric Circuit Breakers 100 Amp Service 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction N
Property Type Residential
HOA N
Contingency Sale of Another Property
Subdivision Name Oak Heights Add
Other Structures Storage Shed
Full Baths 2
Directions Co Rd 2 South of Cold Spring- East onto Oak Heights Circle
City Cold Spring
High School District Rocori
Zoning Description Residential-Single Family
Lot Size Units Acres
Carport Spaces 0
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3704
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Patio Skylight Vaulted Ceiling(s) Washer/Dryer Hookup Walk-In Closet
See more
InteriorBasement Block Daylight/Lookout Windows Finished Full Storage Space Walkout
Total Fireplaces 1
Fireplace Features Electric Family Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1530
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 1500
Total Baths 3
Bath Desc 3/4 Basement Full Primary Main Floor Full Bath
Dining Room Description Living/Dining Room
Fuel Natural Gas
Garage Dimensions 26x24 and 9x12
Garage Square Feet 732
See more
ExteriorFencing Partial Privacy Wood
Parking Features Attached Garage Concrete Driveway - Other Surface Garage Door Opener
Lot Features Tree Coverage - Heavy
Water Source Drilled Private Well
Lot Size Area 1.01
Building Area Total 3060
Lot Dimensions 151x260x219x224
Waterfront Y/N N
Foundation Area 1530
Road Frontage Type Paved Streets Township
Road Responsibility Public Maintained Road
See more
* Excluded FeaturesList ByDane Arthur Real Estate AgencyBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,446
- Monthly Property Taxes
- $309
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cold Spring, MN
Average List Price $429,544
Percent of Sale Price 14%
About Cold Spring, MN 4,318 Population
16% Since 2002
$ 62,288 Median Income
40.2 Median Age
36% Households with Children
Trends Information provided by ATTOM Data Solutions.
709491 Elementary School
708982 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/6/2026 | $499,000 | | Listed Price |