10583 Mississippi Dunes Trail S
Cottage Grove, MN, 55016 $ 549,990
Bedrooms3 Baths2.1 Sq 2,540 Monthly Estimate*
$ 3,799
for $549,990 with 3 bedrooms and 2 full baths, 1 half bath. This 2,540 square foot home was built in 2026 on a lot size of 0.255.
Welcome to the Magnolia floorplan by M/I Homes! Home is complete and ready to close. This is a 2-story patio villa home with all living facilities on the main level. A spacious kitchen with huge center island is the heart of the home! Quartz countertops, stainless GE appliances (all included with the home) and a walk-in pantry make this kitchen ideal for both everyday living and entertaining. The kitchen is open to the dining room and family room, complete with an electric fireplace and view of your wooded backyard. The owner's suite is conveniently located on the main level, complete with dual vanities, beautiful tiled shower, enclosed toilet room and a large walk-in closet. Off the 3-car garage, you have your laundry room (washer and dryer included with the home) complete with laundry sink, and a large walk-in closet perfect for storing all of the coats, boots, etc you need for MN living! A half bath perfect for guests completes the main level. Step out your sliding door to your patio with view of your wooded backyard! There is a portion of the patio that is covered by an overhang of the home, perfect for enjoying the outdoors in some shade. On the upper level of the stairs, there are two additional bedrooms, a full bathroom, spacious loft, and finished storage area! All of this with the convenience of association-maintained lawn care and snow removal for a 'lock and leave' lifestyle! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 5.875%/6.208% APR or FHA 5.25%/5.891% APR if closing by November 24th with seller's preferred lender. Call for further details.
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FeaturesGeneralLiving Area 2540
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Humidifier Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 220
Garage Spaces 3
Association Fee Includes Lawn Care Professional Mgmt Sanitation Snow Removal
Year Built 2026
Electric 200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Mississippi Landing 1st Add
Full Baths 1
Directions From 494 & 694 take exit to south 61 toward Hastings. Proceed to Jamaica Ave. S exit. Go south on Jamaica to 100th St S. Turn right. 100th becomes 103rd St S. Proceed south 2 miles. 103rd will become
City Cottage Grove
Association Name First Service Residential
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 486
Additional Parcels Y/N N
Availability Date 2026-10-12
Builder Name HANS HAGEN HOMES AND M/I HOMES
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Patio In-Ground Sprinkler Washer/Dryer Hookup Walk-In Closet
Community Name Mississippi Landing
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InteriorBasement None
Total Fireplaces 1
Fireplace Features Electric Family Room Living Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 2540
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Laundry Room Main Level Sink Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
Bath Desc Main Floor 1/2 Bath Main Floor 3/4 Bath Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 22'8 x 29' 11
Garage Square Feet 651
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ExteriorFencing Partial Privacy Wood
Parking Features Attached Garage
Lot Features Sod Included in Price Tree Coverage - Heavy Underground Utilities
Water Source City Water/Connected
Lot Size Area 0.255
Building Area Total 948
Lot Dimensions 53 x 170 x 73 x 186
Waterfront Y/N N
Foundation Area 1592
Road Frontage Type City Street
Road Responsibility Public Maintained Road
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,799
- Monthly Property Taxes
- $41
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cottage Grove, MN
Average List Price $540,647
Percent of Sale Price 2%
About Cottage Grove, MN 36,672 Population
20% Since 2002
$ 85,963 Median Income
37.75 Median Age
42% Households with Children
Trends Information provided by ATTOM Data Solutions.
708372 Elementary School
708270 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/17/2026 | $549,990 | -4.35% | Price Down |
| 8/13/2026 | $574,990 | -4.14% | Price Down |
| 8/4/2026 | $599,810 | | Listed Price |