10639 Mississippi Dunes Trail S
Cottage Grove, MN, 55016 $ 499,990
Bedrooms3 Baths2.0 Sq 1,886 Monthly Estimate*
$ 3,453
for $499,990 with 3 bedrooms and 2 full baths. This 1,886 square foot home was built in 2026 on a lot size of 0.18.
Home is complete and ready to close! Welcome to the Cedarwood II floorplan by M/I Homes! This desirable patio villa offers main level living with a spacious owner's suite, plus an additional bedroom and bath, den, a sun drenched morning room, and laundry with utility sink. The open-concept design seamlessly connects the main living areas, creating a natural flow for both relaxation and hosting guests. The home features a gorgeous kitchen with a large, angled center island, quartz countertops and walk-in pantry. The owner's suite has a private bath with dual sinks, gorgeous tiled shower with glass doors, linen closet and HUGE walk-in closet! The home also has dedicated attic storage space over the garage with steps leading up! Lawn care, snow removal, landscaping, and trash/recycling are all taken care of by the association for a 'lock and leave' lifestyle. Spend more time living and less time maintaining! This home is set on a desirable lot that backs to a pond. Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! FHA 5.25/5.891% APR if closing by November 24th with seller's preferred lender. Call for further details.
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FeaturesGeneralLiving Area 1886
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Architectural Shingle
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Humidifier Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 220
Garage Spaces 2
Association Fee Includes Lawn Care Other Professional Mgmt Sanitation Snow Removal
Construction Materials Frame
Year Built 2026
Electric 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Mississippi Landing
Full Baths 1
Directions From 494 694 take exit to south 61 ( towards Hastings) proceed to Jamaica Ave. S exit. Go south on Jamaica to 100th St. South. turn right. 100th becomes 103rd St. South Proceed south 2 miles. 103rd w
City Cottage Grove
Association Name First Service Residential
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 502
Additional Parcels Y/N N
Availability Date 2026-09-30
Builder Name HANS HAGEN HOMES AND M/I HOMES
Standard Status Active
Lender Owned No
Community Name Mississippi Landing
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InteriorBasement None
Total Fireplaces 1
Fireplace Features Electric Family Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1886
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Laundry Room Main Level Sink
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
Bath Desc Double Sink Private Primary Main Floor 3/4 Bath Main Floor Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 19'8 x 21'
Garage Square Feet 472
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ExteriorFencing Partial Privacy Wood
Parking Features Attached Garage
Lot Features Sod Included in Price Underground Utilities
Water Source City Water/Connected
Lot Size Area 0.18
Building Area Total 1899
Lot Dimensions 33 x 130 x 71 x 133
Waterfront Y/N N
Foundation Area 1899
Road Frontage Type City Street Curbs Paved Streets Sidewalks Street Lights
Road Responsibility Public Maintained Road
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,453
- Monthly Property Taxes
- $42
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cottage Grove, MN
Average List Price $539,917
Percent of Sale Price 8%
About Cottage Grove, MN 36,672 Population
20% Since 2002
$ 85,963 Median Income
37.75 Median Age
42% Households with Children
Trends Information provided by ATTOM Data Solutions.
708372 Elementary School
708270 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/24/2026 | $499,990 | -1.96% | Price Down |
| 9/17/2026 | $509,990 | -2.67% | Price Down |
| 8/27/2026 | $523,990 | -3.85% | Price Down |
| 8/5/2026 | $544,990 | -3.54% | Price Down |
| 8/2/2026 | $565,000 | | Listed Price |