10896 165th Avenue NW Elk River, MN $ 679,900
10896 165th Avenue NW
$ 679,900
New Construction
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10896 165th Avenue NW

Elk River, MN, 55330
$ 679,900
Bedrooms6 Baths5.0 Sq 5,017

Monthly Estimate*

$ 4,696

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Single Family Home for sale in Elk River, MN

for $679,900 with 6 bedrooms and 5 full baths. This 5,017 square foot home was built in 2026 on a lot size of 0.28.

**Ask about our 4.99% interest rate buy-down with preferred lender.** Welcome to this stunning two-story home with a fully finished basement, beautifully situated on a corner lot! A spacious front porch invites you inside, where you'll find an open-concept layout enhanced by over-sized windows and gorgeous Luxury Vinyl Plank wood flooring throughout the main level. At the front of the home, a versatile flex room is perfect for formal dining, a home office, or a cozy sitting area. The gourmet kitchen is a chef’s dream, featuring a gas cooktop, built-in oven, gleaming quartz countertops, a stylish tile backsplash, a beautiful butler’s pantry, and an expansive walk-in pantry for all your storage needs. A beautiful sunroom off the dining room invites you in for extra seating area or hosting space. The inviting living room offers a warm fireplace and oversized windows that frame serene backyard views. Just off the garage entry, the large mudroom includes a custom built-in bench—ideal for daily organization. A main-level guest bedroom and full bathroom offer comfort and privacy for visitors. Upstairs, the luxury continues with a spacious loft and a serene owner’s suite showcasing a spa-like bath with a walk-in shower, soaking tub, and generous walk-in closet. You'll also find three additional bedrooms and a third full bathroom, providing plenty of room for everyone. The finished basement is a showstopper—featuring a huge sixth bedroom with walk-in closet, a fifth 3/4 bathroom, and a large family room. Enjoy the beautifully landscaped backyard—perfect for relaxing or entertaining as sod and sprinkler system included—move in and enjoy it all!

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Single Family Active

Price

$ 679,900

Bedrooms

6

Full Bath

5

Property Type

Single Family

Taxes

$ 0

Style

Single Family

Lot Size

0.28

Year Built

2026

Town/City

Elk River

County/Region

Sherburne

MLS | Web ID

7120090

Features
General
Living Area 5017
Sewer City Sewer/Connected
Heating Forced Air Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger Cooktop Dishwasher Disposal Exhaust Fan Microwave Refrigerator Stainless Steel Appliances Wall Oven
HOA Fee 346
Garage Spaces 3
Association Fee Includes Maintenance Grounds Sanitation
Year Built 2026
Electric 200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Sherburne
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Oakwater Ridge
Full Baths 4
Directions Enter 10804 165th Ave NW into your GPS which is the address for the sales model. This will take you to the intersection at the entrance of the community. Turn in at the big blue Capstone Homes sign a
City Elk River
Association Name Cities Management
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 0
Additional Parcels Y/N N
Availability Date 2026-12-21
Builder Name CAPSTONE HOMES INC
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet In-Ground Sprinkler Sun Room Vaulted Ceiling(s) Washer/Dryer Hookup Walk-In Closet
Community Name Oakwater Ridge
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Interior
Basement Daylight/Lookout Windows Drain Tiled Finished Storage Space Sump Pump
Total Fireplaces 2
Fireplace Features Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 3544
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Sink Upper Level Washer Hookup
Total Bedrooms 6
Below Grade Finished Area 1473
Total Baths 5
Bath Desc 3/4 Basement Double Sink Full Primary Full Jack & Jill Main Floor Full Bath Separate Tub & Shower Upper Level Full Bath Walk-In Shower Stall
Dining Room Description Informal Dining Room Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 30x23
Garage Door Width 8
Garage Square Feet 700
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Exterior
Parking Features Attached Garage Asphalt
Lot Features Corner Lot
Water Source City Water/Connected
Lot Size Area 0.28
Building Area Total 5017
Lot Dimensions 81x132x85x147
Waterfront Y/N N
Foundation Area 1475
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Internal Only
Street Number 1 10896
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* Excluded Features
List By
Capstone Realty, Llc

Broker

sjohnson@capstonehomes-mn.com

Email

Affordability Calculator

$4,696
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Monthly Principal & Interest
$4,696
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708280 Elementary School
708820 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/14/2026$679,900 -2.86% Price Down
8/1/2026$699,900 Listed Price

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10896 165th Avenue NW, Elk River, MN, 55330 is a Single Family Home for sale at $679,900 with 5,017 sqft and a lot size of 0.28. 10896 165th Avenue NW has 6 bedrooms, 5.0 baths, and was built in 2026. The property's zip code is 55330 which is in Elk River, MN