407 W Birch Street Saint Joseph, MN $ 255,000
407 W Birch Street
$ 255,000
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407 W Birch Street

Saint Joseph, MN, 56374
$ 255,000
Bedrooms4 Baths1.1 Sq 2,023

Monthly Estimate*

$ 1,761

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Single Family Home for sale in Saint Joseph, MN

for $255,000 with 4 bedrooms and 1 full bath, 1 half bath. This 2,023 square foot home was built in 1961 on a lot size of 0.2.

If you've been looking for a home in St. Joe, this one is definitely worth a look! Tucked into a quiet neighborhood, this 4-bedroom, 1.5-bath home offers a great layout with three bedrooms all on the main level. The kitchen is spacious with stainless steel appliances and opens right up to the backyard, making it easy to keep an eye on the kids, let the dog out, or head outside to grill. The fully fenced backyard is private and includes a pergola, perfect for relaxing after work or hanging out with friends on summer evenings. One of my favorite things about this home is the location. You're within walking distance to parks and all the charm of downtown St. Joseph, with local restaurants, shops, and community events just minutes away. It's the kind of home that just feels comfortable the minute you walk in. Come take a look, you might just feel right at home.

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Single Family Pending

Price

$ 255,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,634

Style

Single Family

Lot Size

0.2

Year Built

1961

Town/City

Saint Joseph

County/Region

Stearns

MLS | Web ID

7119168

Features
General
Living Area 2023
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Dishwasher Dryer Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 0
Garage Spaces 1
Year Built 1961
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Park Terrace
Other Structures Storage Shed
Full Baths 1
Directions From 2nd Ave NW follow detour. Right on Minnesota St Right on 5th Ave NW Right on W Birch Street. House on left.
City Saint Joseph
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2634
Additional Parcels Y/N N
Standard Status Pending
Lender Owned No
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Interior
Basement Egress Window(s) Finished
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1274
Half Baths 0
1/4 Baths 1
3/4 Baths 0
Total Bedrooms 4
Below Grade Finished Area 749
Total Baths 2
Bath Desc Basement Main Floor Full Bath
Foundation Dimensions 30x28
Fuel Natural Gas
Garage Dimensions 30x12
Garage Square Feet 360
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Exterior
Parking Features Attached Garage Concrete Tuckunder Garage
Water Source City Water/Connected
Lot Size Area 0.2
Building Area Total 2548
Lot Dimensions 106x80
Waterfront Y/N N
Foundation Area 840
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Internal Only
Street Number 1 407
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* Excluded Features
List By
Central Mn Realty Llc

Broker

melissag@centralmnrealty.com

Email

Affordability Calculator

$1,981
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,761
Monthly Property Taxes
$220
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$255,000 -1.89% Price Down
8/1/2026$259,900 Listed Price

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407 W Birch Street, Saint Joseph, MN, 56374 is a Single Family Home for sale at $255,000 with 2,023 sqft and a lot size of 0.2. 407 W Birch Street has 4 bedrooms, 1.1 baths, and was built in 1961. The property's zip code is 56374 which is in Saint Joseph, MN