10647 Mississippi Dunes Trail S Cottage Grove, MN $ 495,990
10647 Mississippi Dunes Trail S
$ 495,990
New Construction
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10647 Mississippi Dunes Trail S

Cottage Grove, MN, 55016
$ 495,990
Bedrooms3 Baths2.0 Sq 1,892

Monthly Estimate*

$ 3,426

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Single Family Home for sale in Cottage Grove, MN

for $495,990 with 3 bedrooms and 2 full baths. This 1,892 square foot home was built in 2026 on a lot size of 0.16.

Home is complete and ready to close! Welcome to the Willow II plan by M/I Homes! This home features wide hallways and an amazing garage with an extra deep tandem stall - perfect for storage, a workshop, or a boat or other toys! The floorplan maximizes space and is highly functional for everyday living, with an inviting atmosphere throughout. The open-concept design seamlessly connects the main living areas, creating a natural flow for both relaxation and hosting guests. You'll love the kitchen with its large island and corner pantry. Includes a covered concrete patio with pond views! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River. The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 5.875%/6.208% APR or FHA 5.25%/5.891% APR if closing by November 24th with seller's preferred lender. Call for further details.

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Single Family Active

Price

$ 495,990

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 502

Style

Single Family

Lot Size

0.16

Year Built

2026

Town/City

Cottage Grove

County/Region

Washington

MLS | Web ID

7119892

Features
General
Living Area 1892
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Air-To-Air Exchanger Dishwasher Disposal Dryer Electric Water Heater Humidifier Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 220
Garage Spaces 2.5
Association Fee Includes Lawn Care Professional Mgmt Sanitation Shared Amenities Snow Removal
Year Built 2026
Electric 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Mississippi Landing
Full Baths 1
Directions From I-94 East take Exit 244 for US-10 E / US-61 S. Travel 7 miles to Exit 127 toward WA-22 / 70th St / Summit Ave. Follow 3rd Street and Grey Cloud Island Drive S to Grey Trail South in Cottage Grov
City Cottage Grove
Association Name First Service Residential
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 502
Additional Parcels Y/N N
Availability Date 2026-09-30
Builder Name HANS HAGEN HOMES AND M/I HOMES
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Patio In-Ground Sprinkler Washer/Dryer Hookup
Community Name Mississippi Landing
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Interior
Basement None
Total Fireplaces 1
Fireplace Features Electric
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1892
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
Bath Desc Private Primary Main Floor 3/4 Bath Main Floor Full Bath
Dining Room Description Eat In Kitchen Informal Dining Room
Fuel Natural Gas
Garage Square Feet 572
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Exterior
Fencing Partial Privacy Wood
Parking Features Attached Garage Asphalt Garage Door Opener Tandem Garage
Lot Features Sod Included in Price Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.16
Building Area Total 1892
Lot Dimensions 52 x 133 x 52 x 135
Waterfront Y/N N
Foundation Area 1892
Road Frontage Type City Street Paved Streets
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Internal Only
Street Number 1 10647
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* Excluded Features
List By
M/I Homes

Broker

jjaax@mihomes.com

Email

Affordability Calculator

$3,468
Per Month
99%
1%
0%
Monthly Principal & Interest
$3,426
Monthly Property Taxes
$42
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708372 Elementary School
708270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/17/2026$495,990 -2.75% Price Down
8/27/2026$509,990 -2.11% Price Down
8/5/2026$520,990 -7.25% Price Down
7/31/2026$561,725 Listed Price

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10647 Mississippi Dunes Trail S, Cottage Grove, MN, 55016 is a Single Family Home for sale at $495,990 with 1,892 sqft and a lot size of 0.16. 10647 Mississippi Dunes Trail S has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 55016 which is in Cottage Grove, MN