418 E Saint Germain Street Saint Cloud, MN $ 325,000
418 E Saint Germain Street
$ 325,000
Share Save

418 E Saint Germain Street

Saint Cloud, MN, 56304
$ 325,000
Bedrooms4 Baths3.0 Sq 4,380

Monthly Estimate*

$ 2,245

418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 1
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 2
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 3
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 4
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 5
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 6
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 7
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 8
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 9
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 10
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 11
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 12
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 13
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 14
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 15
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 16
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 17
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 18
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 19
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 20
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 21
418 E Saint Germain Street, Saint Cloud, MN 56304 - Image 22

Commercial Property for sale in Saint Cloud, MN

for $325,000 with 4 bedrooms and 3 full baths. This 4,380 square foot building was built in 1887 on a lot size of 0.11.

Excellent Mixed-Use Investment Opportunity on East side of St. Cloud. Don't miss this outstanding mixed-use investment opportunity in St. Cloud. This income producing property features three separate units, including one retail/commercial space and two residential apartments. One apartment is currently operating as a successful Airbnb medium-term rental and will be conveyed fully furnished, providing a turnkey investment opportunity. All three units are currently tenant-occupied, generating strong, consistent cash flow. Each apartment includes its own dedicated laundry area for added tenant convenience. The current owner has completed numerous updates, including, new windows and exterior doors, complete renovation of the Airbnb apartment, new boiler for the front part of the building, new water heater for the rear apartment, updated light fixtures and newer appliances and additional improvements throughout. The property also offers private off-street parking alongside the building, adding value for both residential and commercial tenants. Whether you're looking to expand your investment portfolio or acquire a versatile, income-generating property, this mixed-use building is an exceptional opportunity.

See more

Commercial Active

Price

$ 325,000

Bedrooms

4

Full Bath

3

Property Type

Commercial

Taxes

$ 3,768

Style

Lot Size

0.11

Year Built

1887

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

7118099

Features
General
Sewer City Sewer/Connected
Heating Hot Water
Cooling Window Unit(s)
Utilities Electric Common Electric Separate Heating Separate Hot Water Common
Roof Age Over 8 Years Flat
Appliances Microwave Range Refrigerator
Garage Spaces 0
Pool Features None
Year Built 1887
Tenant Pays Cable TV Electricity Gas
Levels Two
Tax Year 2026
Current Use Commercial Residential
Gross Income 42823.44
Accessibility None
Additional Parcels Description 170014500
County Benton
Net Operating Income 9093.65
Operating Expense 33729.79
Insurance Expense 5094.48
New Construction N
Property Type Commercial Sale
Association Amenities None
Contingency None
Subdivision Name East St Cloud
Possible Use Retail
Directions Highway 10 to L on E St Germain Street to property
City Saint Cloud
High School District St. Cloud
Zoning Description Business/Commercial Residential-Multi-Family
Number Of Units Total 3
Lot Size Units Acres
Land Lease Y/N N
Tax Annual Amount 3768
Electric Expense 3684.14
Trash Expense 666.36
Water Sewer Expense 772.56
Additional Parcels Y/N Y
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors Natural Woodwork
See more
Interior
Basement Full Unfinished
Basement (Y/N) Y
Total Bedrooms 4
Total Baths 3
Fuel Natural Gas
See more
Exterior
Fencing None
Parking Features Asphalt More Parking Onsite for Fee Open
Lot Features Public Transit (w/in 6 blks) Zero Lot Line
Water Source City Water/Connected
Inclusions Building
Lot Size Area 0.11
Building Area Total 4380
Lot Dimensions 48 X 100
Waterfront Y/N N
Foundation Area 1460
Road Frontage Type City Street Paved Streets Sidewalks
Road Responsibility Public Maintained Road
See more
Internal Only
Street Number 1 418
See more
* Excluded Features
List By
Oak Realty Llp

Broker

gary@oakrealtymn.com

Email

Affordability Calculator

$2,559
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,245
Monthly Property Taxes
$314
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$325,000 Listed Price

Map


See all

418 E Saint Germain Street, Saint Cloud, MN, 56304 is a Commercial Property for sale at $325,000 with 4,380 sqft and a lot size of 0.11. 418 E Saint Germain Street has 4 bedrooms, 3.0 baths, and was built in 1887. The property's zip code is 56304 which is in Saint Cloud, MN