90520 Island Loop Sturgeon Lake, MN $ 425,000
90520 Island Loop
$ 425,000
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90520 Island Loop

Sturgeon Lake, MN, 55783
$ 425,000
Bedrooms3 Baths1.0 Sq 1,290

Monthly Estimate*

$ 2,935

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Single Family Home for sale in Sturgeon Lake, MN

for $425,000 with 3 bedrooms and 1 full bath. This 1,290 square foot home was built in 1980 on a lot size of 0.402.

Welcome to Sturgeon Island—a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.

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Single Family Active

Price

$ 425,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 3,098

Style

Single Family

Lot Size

0.402

Year Built

1980

Town/City

Sturgeon Lake

County/Region

Pine

MLS | Web ID

7119221

Features
General
Living Area 1290
Sewer Holding Tank
Heating Baseboard Forced Air In-Floor Heating Wood Stove
Cooling None
Roof Age Over 8 Years Asphalt
Appliances Microwave Range Refrigerator
HOA Fee 0
Garage Spaces 4
Construction Materials Block Frame
Year Built 1980
View Lake
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Dock Lake Front Lake View
Accessibility None
County Pine
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Sturgeon Island
Other Structures Pole Building Storage Shed
Full Baths 1
Directions From I 35 Sturgeon Lake exit head east on County Road 46/Lakeland Road. Follow about 2 miles turn left onto Sturgeon Island Road. Veer left onto Sturgeon Island road. Follow across the covered bridge
City Sturgeon Lake
High School District Moose Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3098
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Dock Kitchen Center Island Kitchen Window Main Floor Primary Bedroom Natural Woodwork Porch Vaulted Ceiling(s)
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Interior
Basement Block Daylight/Lookout Windows In-Floor Heat Partially Finished Storage Space Sump Basket Walkout
Total Fireplaces 1
Fireplace Features Wood Burning Stove
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 990
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Total Bedrooms 3
Below Grade Finished Area 300
Total Baths 1
Bath Desc Main Floor Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Electric Propane Wood
Garage Dimensions 20x22 30x45
Garage Square Feet 1790
Waterfront Feet 172
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Exterior
Parking Features Detached Garage Multiple Garages RV Access/Parking
Lot Features Accessible Shoreline Irregular Lot Tree Coverage - Medium
Water Source Well
Lot Size Area 0.402
Building Area Total 1960
Lot Dimensions 103x120x172x141 107x190x61x178
Waterfront Y/N Y
Foundation Area 990
Road Frontage Type County Road Paved Streets
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Internal Only
Street Number 1 90520
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* Excluded Features
List By
Fathom Realty Mn, Llc

Broker

l.millerh20@gmail.com

Email

Affordability Calculator

$3,194
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,935
Monthly Property Taxes
$258
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708588 Elementary School
708576 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/4/2026$425,000 -2.75% Price Down
8/18/2026$437,000 -2.87% Price Down
7/31/2026$449,900 Listed Price

Map


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90520 Island Loop, Sturgeon Lake, MN, 55783 is a Single Family Home for sale at $425,000 with 1,290 sqft and a lot size of 0.402. 90520 Island Loop has 3 bedrooms, 1.0 baths, and was built in 1980. The property's zip code is 55783 which is in Sturgeon Lake, MN