433 County Road 39 NW Monticello, MN ^$ 849,900

433 County Road 39 NW

^$ 849,900

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433 County Road 39 NW

Monticello, MN, 55362

^$ 849,900

Bedrooms4 Baths2.1 Sq 2,315

Monthly Estimate*

^$ 5,870

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Single Family Home for sale in Monticello, MN

for $849,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,315 square foot home was built in 1994 on a lot size of 14.77.

Welcome to 433 County Road 39 NW in growing Monticello! This rare 14.77-acre hobby farm property is an equestrian’s dream, featuring a complete horse setup with approximately 7 fenced acres divided into 4 separate vinyl and wire fenced pastures. The 40x40 barn comes equipped with 5 horse stalls, a dedicated tack area, a large covered section, power, water service, and a heated outdoor auto water dispenser. Beyond the pastures, approximately 5 wooded acres feature private trails for walking, ATVing, or snowmobiling, leading down to wetlands bordering 220-acre Lake Ida with direct lake access and providing spectacular lake views! Inside, the home offers 4 bedrooms, 3 bathrooms, a bonus room, and a dedicated home office, with fresh flooring in the primary and main-level bathrooms. Major updates bring incredible value, including a furnace/HVAC system (approx. 3 years old) and a newer roof and siding (2024/2025). Located just 30 minutes from both Maple Grove and St. Cloud.

Single Family Active

Price

^$ 849,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 5,008

Style

Single Family

Lot Size

14.77

Year Built

1994

Town/City

Monticello

County/Region

Wright

MLS | Web ID

7117942

Features

General

Living Area 2315

Sewer Mound Septic Private Sewer

Heating Dual Fuel/Off Peak Forced Air Heat Pump

Cooling Central Air

Roof Age 8 Years or Less Asphalt

Appliances Dishwasher Dryer Microwave Range Refrigerator Washer Water Softener Owned

HOA Fee 0

Garage Spaces 2

Year Built 1994

View North

Levels Modified Two Story

Property Subtype Single Family

Tax Year 2026

Waterfront Features Lake Front

Accessibility None

County Wright

New Construction N

Property Type Residential

HOA N

Contingency None

Other Structures Barn(s) Kennel/Dog Run Other

Full Baths 1

Directions 94W to Monticello South on Hwy 25 Right on Chelsea Rd Left on CR 39 to home on Left.

City Monticello

High School District Monticello

Zoning Description Residential-Single Family

Lot Size Units Acres

Property Attached Y/N N

Land Lease Y/N N

Tax Annual Amount 5008

Additional Parcels Y/N N

Virtual Tour https://wellcomemat.com/embed/5bcfd4a4ec0a1mo85?mls=1

Standard Status Active

Lender Owned No

Amenities Unit Ceiling Fan(s) Deck Hardwood Floors Kitchen Window Primary Bedroom Walk-In Closet Natural Woodwork Paneled Doors Porch Tile Floors Vaulted Ceiling(s) Washer/Dryer Hookup Walk-In Closet

Interior

Basement Block Daylight/Lookout Windows Drain Tiled Partially Finished Walkout

Total Fireplaces 1

Fireplace Features Gas Living Room

Basement (Y/N) Y

Fireplace Y/N Y

Above Grade Finished Area 1783

Half Baths 1

1/4 Baths 0

3/4 Baths 1

Total Bedrooms 4

Below Grade Finished Area 532

Total Baths 3

Bath Desc 3/4 Primary Main Floor 1/2 Bath Upper Level Full Bath

Dining Room Description Breakfast Area Kitchen/Dining Room

Fuel Propane

Garage Square Feet 443

Exterior

Parking Features Attached Garage Gravel Asphalt

Lot Features Irregular Lot Tree Coverage - Heavy

Water Source Well

Lot Size Area 14.77

Building Area Total 2883

Lot Dimensions 672x1223x561x912

Wooded Area 5

Waterfront Y/N Y

Foundation Area 1100

Road Frontage Type County Road Paved Streets

Pasture Area 7

Road Responsibility Public Maintained Road

Internal Only

Street Number 1 433

* Excluded Features

List By

Keller Williams Integrity Nw

Broker

mandy@mandykruse.com

Affordability Calculator

$6,287

Per Month

Monthly Principal & Interest: $5,870
Monthly Property Taxes: $417
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, MN

Average List Price ^$466,117

Percent of Sale Price 45%

About Monticello, MN

13,187 Population

48% Since 2002

^$69,154 Median Income

35.36 Median Age

37% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

708360 Elementary School

708347 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/14/2026	$849,900	-1.73%	Price Down
9/16/2026	$864,900	-3.79%	Price Down
8/17/2026	$899,000	-5.37%	Price Down
7/29/2026	$950,000		Listed Price

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433 County Road 39 NW, Monticello, MN, 55362 is a Single Family Home for sale at $849,900 with 2,315 sqft and a lot size of 14.77. 433 County Road 39 NW has 4 bedrooms, 2.1 baths, and was built in 1994. The property's zip code is 55362 which is in Monticello, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/15/2026.

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433 County Road 39 NW

Single Family Home for sale in Monticello, MN

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