20705 W Toad Lake Drive Osage, MN $ 1,080,000
20705 W Toad Lake Drive
$ 1,080,000
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20705 W Toad Lake Drive

Osage, MN, 56570
$ 1,080,000
Bedrooms2 Baths3.0 Sq 1,142

Monthly Estimate*

$ 7,459

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Single Family Home for sale in Osage, MN

for $1,080,000 with 2 bedrooms and 3 full baths. This 1,142 square foot home was built in 1960 on a lot size of 3.1.

Rare Toad Lake legacy opportunity featuring expansive 390(A) feet of pristine shoreline on crystal-clear waters with direct borders to newly acquired state land, ensuring permanent privacy and exclusive access to future recreational opportunities. This exceptional 3.1-acre compound offers immediate family enjoyment with unlimited potential for generational wealth building. The established compound features two fully appointed lakefront cabins, each with full kitchens, baths, and wood-burning fireplaces. The impressive 32' x 52' (A) heated workshop/garage with in-floor heating, full utilities, laundry, 3/4 bath, and storage provides endless possibilities for collections, recreation, or staff quarters. Multiple private docks, hilltop observation deck with panoramic lake views, and guest bunkhouse create the perfect retreat. Mature woodland setting offers complete seclusion while remaining just 18 miles from Detroit Lakes amenities. The adjacent MN state land is to be run as a wildlife management area with public access. Combined with the deep, rocky bottom lake makes for great fishing and hunting. Nearby airports include FGO, MSP, and DL (for smaller planes). Exceptional building sites throughout the property allow for custom estate home construction while preserving existing structures for staff, guests, or multi-generational family use. Formerly Toad Mountain Ranch with rich heritage, this investment offers permanent state land buffer ensuring no future development, combined with rare large-acreage lakefront availability in a premium recreational market. The combination of substantial shoreline, state land borders, and established infrastructure creates a once-in-a-lifetime opportunity for families seeking a private compound with legacy potential. Serious inquiries only. Proof of funds required.

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Single Family Active

Price

$ 1,080,000

Bedrooms

2

Full Bath

3

Property Type

Single Family

Taxes

$ 5,516

Style

Single Family

Lot Size

3.1

Year Built

1960

Town/City

Osage

County/Region

Becker

MLS | Web ID

7112850

Features
General
Living Area 1142
Sewer Septic System Compliant - Yes
Heating Baseboard Fireplace(s) In-Floor Heating
Cooling Wall Unit(s)
Roof Shake
Appliances Cooktop Dishwasher Dryer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 6
Year Built 1960
View East
Topography High Ground Level Rolling Walkout Wooded
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Lake Front
Accessibility None
County Becker
New Construction N
Property Type Residential
HOA N
Contingency None
Other Structures Bunk House
Full Baths 0
Directions East on 34 from DL turn South on W Toad Lake Dr.
City Osage
High School District Frazee-Vergas
Zoning Description Agriculture
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5516
Additional Parcels Y/N N
Virtual Tour https://wellcomemat.com/embed/5gj9748f79f11mnt2?mls=1
Standard Status Active
Lender Owned No
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Interior
Basement None
Total Fireplaces 2
Fireplace Features Full Masonry Wood Burning
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1142
Half Baths 0
1/4 Baths 0
3/4 Baths 3
Laundry Features In Garage
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 3
Bath Desc Main Floor 3/4 Bath
Fuel Electric
Garage Dimensions 32x52
Garage Door Width 7
Garage Square Feet 1576
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Exterior
Parking Features Detached Garage Gravel
Lot Features Accessible Shoreline Irregular Lot Property Adjoins Public Land Tree Coverage - Medium
Water Source Well
Lot Size Area 3.1
Building Area Total 1142
Lot Dimensions Irregular
Waterfront Y/N Y
Foundation Area 1142
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Internal Only
Street Number 1 20705
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* Excluded Features
List By
Horizon Real Estate Group

Broker

shane@horizonfargo.com

Email

Affordability Calculator

$7,919
Per Month
94%
6%
0%
Monthly Principal & Interest
$7,459
Monthly Property Taxes
$460
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709014 Elementary School
709340 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/12/2026$1,080,000 -10.00% Price Down
7/25/2026$1,200,000 Listed Price

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20705 W Toad Lake Drive, Osage, MN, 56570 is a Single Family Home for sale at $1,080,000 with 1,142 sqft and a lot size of 3.1. 20705 W Toad Lake Drive has 2 bedrooms, 3.0 baths, and was built in 1960. The property's zip code is 56570 which is in Osage, MN