6870 102nd Street S
Cottage Grove, MN, 55016 $ 384,000
Bedrooms3 Baths2.1 Sq 2,087 Monthly Estimate*
$ 2,652
for $384,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,087 square foot home was built in 2021 on a lot size of 0.11.
Better than new and move-in ready! This beautifully updated home offers a bright, open floor plan, flexible living spaces, and low-maintenance association living. Recent upgrades include laminate flooring throughout, faux-wood slat blinds, and custom improvements to the walk-in pantry and laundry room. The main level features a spacious living room with a stone-surround gas fireplace, sun-filled dining area, and sliding doors to the concrete patio. The stylish kitchen includes Corian countertops, white cabinetry, stainless steel appliances, gas range, subway-tile backsplash, oversized island, and an impressive walk-in pantry with custom shelving and workspace. Upstairs, the vaulted owner's suite includes a large walk-in closet and private bath with double sinks. Two additional bedrooms, a full bath, upgraded laundry room, and versatile loft provide plenty of space for an office, playroom, fitness area, or second living space. Enjoy overhead garage storage plus association-maintained lawn care, snow removal, irrigation, trash, and recycling. Conveniently located near parks, trails, shopping, dining, Cottage Grove, and Woodbury. Quick closing possible — move in and start enjoying it right away!
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FeaturesGeneralLiving Area 2087
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger Dishwasher Dryer Exhaust Fan Gas Water Heater Microwave Range Refrigerator Stainless Steel Appliances Washer Water Softener Owned
HOA Fee 165
Garage Spaces 2
Association Fee Includes Lawn Care Other Professional Mgmt Snow Removal
Construction Materials Concrete
Year Built 2021
Electric 200+ Amp Service Other
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility No Stairs External
Assoc Fee Paid Per Monthly
County Washington
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Settlers Bluff
Full Baths 1
Directions Head south on Hadley Ave S. Turn right onto 102nd St S. Home will be on your right.
City Cottage Grove
Association Name Gassen
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4543
Additional Parcels Y/N N
Standard Status Pending
Lender Owned Not Disclosed
Amenities Unit Ceiling Fan(s) Kitchen Center Island Primary Bedroom Walk-In Closet Other Patio Paneled Doors Porch In-Ground Sprinkler Vaulted Ceiling(s) Washer/Dryer Hookup Walk-In Closet
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InteriorBasement None
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 2087
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Laundry Room Upper Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
Bath Desc Double Sink Full Primary Main Floor 1/2 Bath Upper Level 3/4 Bath Upper Level Full Bath
Dining Room Description Kitchen/Dining Room Living/Dining Room
Fuel Natural Gas
Garage Square Feet 450
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ExteriorFencing None
Parking Features Attached Garage Insulated Garage
Lot Features Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.11
Building Area Total 2087
Lot Dimensions 40 x 120
Waterfront Y/N N
Foundation Area 927
Road Frontage Type City Street
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByMNRealtorJodi@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,652
- Monthly Property Taxes
- $379
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cottage Grove, MN
Average List Price $539,917
Percent of Sale Price 41%
About Cottage Grove, MN 36,672 Population
20% Since 2002
$ 85,963 Median Income
37.75 Median Age
42% Households with Children
Trends Information provided by ATTOM Data Solutions.
708372 Elementary School
708270 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/11/2026 | $384,000 | -0.26% | Price Down |
| 8/7/2026 | $385,000 | -1.28% | Price Down |
| 7/17/2026 | $389,990 | | Listed Price |