520 Fred Street Saint Paul, MN ^$ 189,999

520 Fred Street

^$ 189,999

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520 Fred Street

Saint Paul, MN, 55130

^$ 189,999

Bedrooms2 Baths1.0 Sq 1,292

Monthly Estimate*

^$ 1,312

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Single Family Home for sale in Saint Paul, MN

for $189,999 with 2 bedrooms and 1 full bath. This 1,292 square foot home was built in 1889 on a lot size of 0.106.

Beautifully maintained and thoughtfully updated, this Payne-Phalen home is ready for its next chapter. Updated flooring brings a fresh, modern feel throughout, while the functional layout offers comfortable everyday living. Step outside to enjoy the private backyard-perfect for relaxing, gardening, or entertaining friends and family. Conveniently located near parks, local restaurants, shopping, and easy access to downtown Saint Paul.

Single Family Active

Price

^$ 189,999

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,944

Style

Single Family

Lot Size

0.106

Year Built

1889

Town/City

Saint Paul

County/Region

Ramsey

MLS | Web ID

7105418

Features

General

Living Area 1292

Sewer City Sewer/Connected

Heating Forced Air

Cooling Central Air

Roof Age Over 8 Years Asphalt

Appliances Dryer Exhaust Fan Gas Water Heater Microwave Range Refrigerator Washer

HOA Fee 0

Garage Spaces 0

Pool Features None

Year Built 1889

Electric Circuit Breakers 100 Amp Service

Levels One and One Half

Property Subtype Single Family

Tax Year 2026

Accessibility None

County Ramsey

New Construction N

Property Type Residential

HOA N

Contingency None

Subdivision Name Irvines Add Of Outlots

Full Baths 0

Directions I-94 to Mounds Blvd left (S) on 7th right (N) on Payne left (W) on Tedesco right (N) on Burr east (R) to Fred St

City Saint Paul

High School District St. Paul

Zoning Description Residential-Single Family

Lot Size Units Acres

Property Attached Y/N N

Land Lease Y/N N

Tax Annual Amount 2944.3

Additional Parcels Y/N N

Standard Status Active

Lender Owned No

Amenities Unit Ceiling Fan(s) Hardwood Floors Kitchen Center Island Kitchen Window Natural Woodwork Patio Satellite Dish Security System Tile Floors Washer/Dryer Hookup

Interior

Basement Full

Total Fireplaces 0

Basement (Y/N) Y

Fireplace Y/N N

Above Grade Finished Area 1292

Half Baths 0

1/4 Baths 0

3/4 Baths 1

Laundry Features In Unit

Total Bedrooms 2

Below Grade Finished Area 0

Total Baths 1

Bath Desc Upper Level 3/4 Bath

Dining Room Description Separate/Formal Dining Room

Fuel Natural Gas

Garage Square Feet 0

Exterior

Fencing Full Privacy

Parking Features Asphalt

Water Source City Water/Connected

Lot Size Area 0.106

Building Area Total 1292

Lot Dimensions 40x113

Waterfront Y/N N

Foundation Area 789

Internal Only

Street Number 1 520

* Excluded Features

List By

Re/Max Results

Broker

ddufourrealtor@gmail.com

Affordability Calculator

$1,558

Per Month

Monthly Principal & Interest: $1,312
Monthly Property Taxes: $245
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Paul, MN

Average List Price ^$400,936

Percent of Sale Price 111%

About Saint Paul, MN

306,135 Population

7% Since 2002

^$52,510 Median Income

34.29 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

709337 Elementary School

708288 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/25/2026	$189,999	-4.95%	Price Down
9/8/2026	$199,900	-2.49%	Price Down
7/30/2026	$205,000	-4.65%	Price Down
7/17/2026	$215,000		Listed Price

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520 Fred Street, Saint Paul, MN, 55130 is a Single Family Home for sale at $189,999 with 1,292 sqft and a lot size of 0.106. 520 Fred Street has 2 bedrooms, 1.0 baths, and was built in 1889. The property's zip code is 55130 which is in Saint Paul, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/16/2026.

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520 Fred Street

Single Family Home for sale in Saint Paul, MN

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