New ConstructionOpen House 10/18 11am - 2pm
1102 45th Avenue NE
Saint Cloud, MN, 56304 $ 274,900
Bedrooms3 Baths2.0 Sq 1,300 Monthly Estimate*
$ 1,899
for $274,900 with 3 bedrooms and 2 full baths. This 1,300 square foot townhouse was built in 2025 on a lot size of 0.076.
Stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This well thought out designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!
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Open House
10/18/2026 11:00 AM - 2:00 PM
1102 45th Avenue NE Saint Cloud, MN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 1300
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Dishwasher Microwave Range Refrigerator
HOA Fee 225
Garage Spaces 2
Association Fee Includes Building Exterior Hazard Insurance Lawn Care Maintenance Grounds Professional Mgmt Snow Removal
Year Built 2025
Levels Three Level Split
Property Subtype (TH) Side x Side
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Benton
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Waters Edge At Don Lake 4th Add
Full Baths 2
Directions US-10 West. Right on 45th Ave. SE. Right 40th Ave. SE. Right on 2nd St. SE. Left on 47th Ave NE. Left on 45th Ave
City Saint Cloud
Association Name Waters Edge at Donovan Lake Townhome Association
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N Y
Land Lease Y/N N
Tax Annual Amount 200
Additional Parcels Y/N N
Builder Name HEARTLAND ACRES INC
Standard Status Active
Lender Owned No
Amenities Unit Vaulted Ceiling(s)
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InteriorBasement Unfinished
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1300
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
Bath Desc Full Primary Private Primary Upper Level Full Bath
Fuel Natural Gas
Garage Dimensions 25x19
Garage Square Feet 475
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ExteriorParking Features Attached Garage Tuckunder Garage
Water Source City Water/Connected
Lot Size Area 0.076
Building Area Total 1369
Lot Dimensions 34x98
Waterfront Y/N N
Foundation Area 699
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* Excluded FeaturesList Bycfteam@chrisfritchteam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,899
- Monthly Property Taxes
- $17
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Saint Cloud, MN
Average List Price $269,900
Percent of Sale Price 2%
Trends Information provided by ATTOM Data Solutions.
708359 Elementary School
708670 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/13/2026 | $274,900 | -5.17% | Price Down |
| 7/10/2026 | $289,900 | | Listed Price |