39512 92nd Avenue
Onamia, MN, 56359 $ 399,900
Bedrooms3 Baths3.0 Sq 2,766 Monthly Estimate*
$ 2,762
for $399,900 with 3 bedrooms and 3 full baths. This 2,766 square foot home was built in 2002 on a lot size of 0.71.
Stunning westerly views of Mille Lacs Lake – Spacious home with exceptional storage! Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes. Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons. The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience. Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views. Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles. Additional highlights include: New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling, reinforced concrete storm shelter located in the crawl space, large corner lot with outstanding lake views and the public boat access just steps away. The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation. Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.
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FeaturesGeneralLiving Area 2766
Sewer Mound Septic Private Sewer
Heating Forced Air Fireplace(s) Heat Pump
Cooling Central Air
Roof Age 8 Years or Less Asphalt Pitched
Appliances Air-To-Air Exchanger Cooktop Dishwasher Disposal Double Oven Dryer ENERGY STAR Qualified Appliances Exhaust Fan Gas Water Heater Microwave Refrigerator Stainless Steel Appliances Wall Oven Washer Wat
HOA Fee 0
Garage Spaces 6
Pool Features None
Construction Materials Frame
Year Built 2002
Electric Circuit Breakers 200+ Amp Service
View Lake Panoramic West
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake View
Accessibility None
County Mille Lacs
New Construction N
Property Type Residential
HOA N
Contingency None
Other Structures Pole Building
Full Baths 2
Directions From Wahkon go West on State Highway 27 approx. 4 miles to 92nd Ave property on the right.
City Onamia
High School District Onamia
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3885
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Cable Ceiling Fan(s) Deck Kitchen Window Primary Bedroom Walk-In Closet Patio Paneled Doors Panoramic View Tile Floors Vaulted Ceiling(s) Washer/Dryer Hookup Wet Bar Walk-In Closet
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InteriorBasement Block Crawl Space Drain Tiled Sump Basket Sump Pump
Total Fireplaces 1
Fireplace Features Brick Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2766
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Gas Dryer Hookup Laundry Room Main Level Sink Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
Bath Desc 3/4 Primary Private Primary Main Floor 3/4 Bath Separate Tub & Shower Upper Level Full Bath Jetted Tub
Dining Room Description Living/Dining Room
Fuel Natural Gas
Garage Dimensions 22x22
Garage Square Feet 484
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ExteriorFencing None
Parking Features Attached Garage Detached Garage Asphalt Concrete Finished Garage Garage Door Opener Heated Garage Insulated Garage Multiple Garages
Lot Features Corner Lot Tree Coverage - Light
Water Source 4-Inch Submersible Drilled Private Well
Lot Size Area 0.71
Building Area Total 2766
Lot Dimensions 199x153
Waterfront Y/N N
Foundation Area 1146
Road Frontage Type State Road Township Highway
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByKeller Williams Realty ProfessionalsBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,762
- Monthly Property Taxes
- $324
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Onamia, MN
Average List Price $455,241
Percent of Sale Price 14%
About Onamia, MN 855 Population
4% Since 2002
$ 30,251 Median Income
39.73 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
708548 Elementary School
708623 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/11/2026 | $399,900 | -6.98% | Price Down |
| 7/6/2026 | $429,900 | | Listed Price |