705 W River Street Monticello, MN $ 398,500
705 W River Street
$ 398,500
Open House 10/17 9:30am - 11am
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705 W River Street

Monticello, MN, 55362
$ 398,500
Bedrooms4 Baths2.1 Sq 2,664

Monthly Estimate*

$ 2,752

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Single Family Home for sale in Monticello, MN

for $398,500 with 4 bedrooms and 2 full baths, 1 half bath. This 2,664 square foot home was built in 1960 on a lot size of 0.287.

This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!

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Open House

10/17/2026 9:30 AM - 11:00 AM
705 W River Street Monticello, MN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 398,500

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,184

Style

Single Family

Lot Size

0.287

Year Built

1960

Town/City

Monticello

County/Region

Wright

MLS | Web ID

7098345

Features
General
Living Area 2664
Sewer City Sewer/Connected
Heating Baseboard Ductless Mini-Split Hot Water
Cooling Ductless Mini-Split
Roof Age 8 Years or Less Asphalt
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer Water Softener Owned
HOA Fee 0
Garage Spaces 2
Year Built 1960
Electric Circuit Breakers
View River
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features River Front
Accessibility None
County Wright
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Original Monticello
Full Baths 2
Directions From West Broadway Street East On Vine Street Left On West River Street To Home On Right.
City Monticello
High School District Monticello
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3184
Additional Parcels Y/N N
Virtual Tour https://wellcomemat.com/embed/54snfbca30ea1mpvv?mls=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Hardwood Floors Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork Patio Panoramic View Tile Floors Walk-In Closet
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Interior
Basement Block Daylight/Lookout Windows Egress Window(s) Finished Full Walkout
Total Fireplaces 1
Fireplace Features Family Room Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1532
Half Baths 1
1/4 Baths 0
3/4 Baths 0
Total Bedrooms 4
Below Grade Finished Area 1132
Total Baths 3
Bath Desc 1/2 Primary Full Basement Private Primary Main Floor Full Bath
Dining Room Description Kitchen/Dining Room Living/Dining Room
Fuel Natural Gas
Garage Dimensions 20 x 20
Garage Square Feet 400
Waterfront Feet 68
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Exterior
Fencing Chain Link Full Wood
Parking Features Attached Garage Tuckunder Garage
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.287
Building Area Total 2664
Lot Dimensions 181 x 68 x197 x 66
Waterfront Y/N Y
Foundation Area 1532
Road Frontage Type City Street
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Internal Only
Street Number 1 705
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* Excluded Features
List By
Premier Real Estate Services

Broker

gavinowenhenry@yahoo.com

Email

Affordability Calculator

$3,018
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,752
Monthly Property Taxes
$265
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708360 Elementary School
708347 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/1/2026$398,500 -0.35% Price Down
7/9/2026$399,900 -5.88% Price Down
6/24/2026$424,900 Listed Price

Map


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705 W River Street, Monticello, MN, 55362 is a Single Family Home for sale at $398,500 with 2,664 sqft and a lot size of 0.287. 705 W River Street has 4 bedrooms, 2.1 baths, and was built in 1960. The property's zip code is 55362 which is in Monticello, MN