16401 Cottage Hill Road Deerwood, MN $ 795,000
16401 Cottage Hill Road
$ 795,000
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16401 Cottage Hill Road

Deerwood, MN, 56444
$ 795,000
Bedrooms3 Baths2.0 Sq 1,744

Monthly Estimate*

$ 5,491

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Single Family Home for sale in Deerwood, MN

for $795,000 with 3 bedrooms and 2 full baths. This 1,744 square foot home was built in 1972 on a lot size of 5.86.

Enjoy this classic "Up North" cabin on highly desirable Bay Lake, situated on a cul-de-sac road serving only two other properties. Gather around the fire pit and enjoy a great view of your virtually private bay or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides a wonderful view of the bay and access to the oversized garage which includes a heated workshop. This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.

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Single Family Active

Price

$ 795,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,860

Style

Single Family

Lot Size

5.86

Year Built

1972

Town/City

Deerwood

County/Region

Crow Wing

MLS | Web ID

7096949

Features
General
Living Area 1744
Sewer Septic System Compliant - Yes Tank with Drainage Field
Heating Forced Air Fireplace(s)
Cooling None
Roof Asphalt
Appliances Dishwasher Dryer Gas Water Heater Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 4
Year Built 1972
View Bay East Panoramic South
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County Crow Wing
New Construction N
Property Type Residential
HOA N
Contingency None
Other Structures Garage(s)
Full Baths 0
Directions Highway 18 East out of Brainerd approximately 16 miles to State Hwy 6. Turn right and go North to Cottage Hill Rd. Turn right and property is immediately on your left.
City Deerwood
High School District Crosby-Ironton
Zoning Description Shoreline Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3860
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Dock Hardwood Floors Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork Porch Panoramic View Security System Security
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Interior
Basement Crawl Space Unfinished
Total Fireplaces 1
Fireplace Features Free Standing Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1744
Half Baths 0
1/4 Baths 0
3/4 Baths 2
Laundry Features Laundry Room Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
Bath Desc 3/4 Primary Private Primary Main Floor Full Bath
Fuel Propane
Garage Dimensions 42 X 28
Garage Square Feet 1176
Waterfront Feet 377
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Exterior
Fencing None
Parking Features Detached Garage Gravel
Lot Features Accessible Shoreline Irregular Lot Tree Coverage - Heavy
Water Source Drilled Well
Lot Size Area 5.86
Building Area Total 1744
Lot Dimensions 377x660x327x860
Waterfront Y/N Y
Foundation Area 1744
Road Frontage Type No Outlet/Dead End Paved Streets Township
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Internal Only
Street Number 1 16401
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* Excluded Features
List By
Bay Lake Realty

Broker

bruce@baylakerealty.com

Email

Affordability Calculator

$5,813
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,491
Monthly Property Taxes
$322
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709460 Elementary School
708954 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/15/2026$795,000 -6.47% Price Down
6/22/2026$850,000 Listed Price

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16401 Cottage Hill Road, Deerwood, MN, 56444 is a Single Family Home for sale at $795,000 with 1,744 sqft and a lot size of 5.86. 16401 Cottage Hill Road has 3 bedrooms, 2.0 baths, and was built in 1972. The property's zip code is 56444 which is in Deerwood, MN