987 45th Avenue NE Saint Cloud, MN $ 415,000
987 45th Avenue NE
$ 415,000
New Construction
Share Save

987 45th Avenue NE

Saint Cloud, MN, 56304
$ 415,000
Bedrooms4 Baths3.1 Sq 2,545

Monthly Estimate*

$ 2,866

987 45th Avenue NE, Saint Cloud, MN 56304 - Image 1
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 2
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 3
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 4
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 5
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 6
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 7
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 8
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 9
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 10
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 11
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 12
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 13
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 14
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 15
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 16
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 17
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 18
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 19
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 20
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 21
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 22
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 23
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 24
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 25
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 26
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 27
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 28
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 29
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 30
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 31
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 32
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 33
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 34
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 35
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 36
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 37
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 38
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 39
987 45th Avenue NE, Saint Cloud, MN 56304 - Image 40

Single Family Home for sale in Saint Cloud, MN

for $415,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,545 square foot home was built in 2026 on a lot size of 0.16095.

Stunning New Construction with Finished Walk-Out Lower Level, and a 3 car garage. Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office. Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!

See more

Single Family Active

Price

$ 415,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 268

Style

Single Family

Lot Size

0.16095

Year Built

2026

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

7095045

Features
General
Living Area 2545
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Air-To-Air Exchanger Chandelier Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 118
Garage Spaces 3
Association Fee Includes Lawn Care Snow Removal
Pool Features None
Construction Materials Block Frame
Year Built 2026
Electric 100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
Assoc Fee Paid Per Monthly
County Benton
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Whispering Meadows
Full Baths 1
Directions Hwy 23 east of hwy 10 to 47th Ave NE South to Quail Rd. West to 45th Ave NE South To Home.
City Saint Cloud
Association Name Whispering Meadows HOA
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Square Feet
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 268
Additional Parcels Y/N N
Availability Date 2026-06-17
Builder Name BML BUILDERS INC
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Natural Woodwork Paneled Doors In-Ground Sprinkler Washer/Dryer Hookup Walk-In Closet
Community Name Whispering Meadows
See more
Interior
Basement Block Drainage System Finished Sump Basket Sump Pump Walkout
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1720
Half Baths 1
1/4 Baths 0
3/4 Baths 2
Laundry Features Laundry Room Upper Level
Total Bedrooms 4
Below Grade Finished Area 825
Total Baths 4
Bath Desc 3/4 Basement 3/4 Primary Bathroom Ensuite Private Primary Main Floor 1/2 Bath Upper Level Full Bath Walk-In Shower Stall
Dining Room Description Breakfast Bar Breakfast Area Eat In Kitchen Informal Dining Room Kitchen/Dining Room Living/Dining Room
Foundation Dimensions 31x22
Fuel Electric Natural Gas
Garage Dimensions 8x24
Garage Door Width 7
Garage Square Feet 720
See more
Exterior
Fencing None
Parking Features Attached Garage Concrete Guest Parking
Water Source City Water/Connected
Lot Size Area 7011
Building Area Total 2580
Lot Dimensions 112x61x23x114x45
Waterfront Y/N N
Foundation Area 860
Road Frontage Type City Street
See more
Internal Only
Street Number 1 987
See more
* Excluded Features
List By
Re/Max Results

Broker

becky.nielsen@results.net

Email

Affordability Calculator

$2,889
Per Month
99%
1%
0%
Monthly Principal & Interest
$2,866
Monthly Property Taxes
$22
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
708359 Elementary School
708670 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/17/2026$415,000 Listed Price

Map


See all

987 45th Avenue NE, Saint Cloud, MN, 56304 is a Single Family Home for sale at $415,000 with 2,545 sqft and a lot size of 0.16095. 987 45th Avenue NE has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 56304 which is in Saint Cloud, MN