20692 Keystone Road
Milaca, MN, 56353 $ 465,000
Bedrooms2 Baths2.0 Sq 1,547 Monthly Estimate*
$ 3,212
for $465,000 with 2 bedrooms and 2 full baths. This 1,547 square foot home was built in 1981 on a lot size of 47.5.
Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access. Located less than ¼ mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house. The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a 3-sided horse or livestock shelter, and a 2-sided open-ended hay shed with 13-foot sidewalls. Inside, the home offers an inviting open-concept layout that seamlessly connects the kitchen, dining area, and living room. Just off the main living space, you'll find a charming knotty pine four-season porch filled with windows that flood the room with natural light while showcasing breathtaking views of the surrounding landscape. This versatile space can be enjoyed year-round and easily closed off when not in use. Whether you're searching for a hobby farm, hunting property, recreational getaway, or simply a peaceful place to call home, this unique acreage offers endless opportunities to enjoy country living at its finest. This property lies within a distinctive landscape feature unique to this portion of Mille Lacs County. A glacial landform known as a gravel esker, or “hogsback,” traverses the southern half of the property in a northeast-to-southwest direction. These gravel deposits create a striking topographic feature that supports an impressive stand of mature white pine, large oak trees, and a diverse variety of native trees and shrubs. The combination of unique geology and established vegetation makes this an exceptional and visually appealing natural setting.
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FeaturesGeneralLiving Area 1547
Sewer Septic System Compliant - No
Heating Baseboard Forced Air Fireplace(s) Space Heater Wood Stove
Cooling Central Air
Roof Age 8 Years or Less Asphalt Pitched
Appliances Dryer Freezer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Year Built 1981
Electric Circuit Breakers 200+ Amp Service
Topography Meadow Pasture Sloped
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Pond
Accessibility None
County Mille Lacs
New Construction N
Property Type Residential
HOA N
Contingency None
Other Structures Lean-To Pole Building Storage Shed
Full Baths 1
Directions From Milaca take Hwy 169 north 6 miles to 200th Street (gravel). Go east (right) on 200th 2 miles to Keystone Road. Go north on Keystone (gravel). Home is the fifth driveway on right.
City Milaca
High School District Milaca
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3943
Additional Parcels Y/N N
Virtual Tour https://wellcomemat.com/embed/582qa496f4751mlpr?mls=1
Standard Status Pending
Lender Owned No
Amenities Unit Deck Main Floor Primary Bedroom Porch Washer/Dryer Hookup
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InteriorBasement Full Partially Finished
Total Fireplaces 1
Fireplace Features Brick
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1484
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Laundry Closet Main Level Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 63
Total Baths 2
Bath Desc 3/4 Basement Main Floor 3/4 Bath Walk-In Shower Stall
Foundation Dimensions 26 x 46
Fuel Electric Propane Wood
Garage Dimensions 24 x 24
Garage Door Width 7
Garage Square Feet 573
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ExteriorFencing Wire
Parking Features Attached Garage Finished Garage Insulated Garage
Lot Features Tree Coverage - Heavy
Water Source Private Well
Lot Size Area 47.5
Building Area Total 2392
Lot Dimensions 1263x1669
Waterfront Y/N N
Foundation Area 1196
Road Frontage Type County Road Township Unpaved Streets
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByHewitt Jackson Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,212
- Monthly Property Taxes
- $329
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Milaca, MN
Average List Price $364,824
Percent of Sale Price 22%
About Milaca, MN 2,958 Population
16% Since 2002
$ 42,440 Median Income
39.52 Median Age
33% Households with Children
Trends Information provided by ATTOM Data Solutions.
708408 Elementary School
708418 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/20/2026 | $465,000 | -2.11% | Price Down |
| 8/27/2026 | $475,000 | -2.06% | Price Down |
| 8/13/2026 | $485,000 | -1.02% | Price Down |
| 7/27/2026 | $490,000 | -1.98% | Price Down |
| 7/8/2026 | $499,900 | -3.85% | Price Down |
| 7/2/2026 | $519,900 | -1.72% | Price Down |
| 6/24/2026 | $529,000 | -2.04% | Price Down |
| 6/18/2026 | $539,990 | -1.82% | Price Down |
| 6/5/2026 | $550,000 | | Listed Price |