1090 Rainy Lake Drive NW
Backus, MN, 56435 $ 678,000
Bedrooms3 Baths1.1 Sq 1,669 Monthly Estimate*
$ 4,683
for $678,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,669 square foot home was built in 2026 on a lot size of 0.57.
Rare Rainy Lake waterfront living with panoramic views, exceptional craftsmanship, and room to grow. Set on a beautiful pine-studded point lot with approx 270ft of shoreline, this custom-built year-round lake home offers the kind of setting buyers dream about—sparkling water, towering pines, abundant wildlife, unforgettable sunrises, and expansive Rainy Lake views. Step inside and the lake immediately takes center stage. A dramatic wall of windows fills the open-concept living area with natural light while framing the ever-changing scenery outside. With the home positioned close to the shoreline, you'll enjoy an incredible sense of connection to the water, whether you're relaxing at home, entertaining guests, or enjoying your morning coffee. This Rainy Lake home was thoughtfully designed and built with quality, efficiency, and comfort in mind. Custom Knotty Alder cabinetry, doors, and trim—add warmth and character throughout the home, complemented by beautiful Vulga Blue granite countertops imported from Ukraine and high-quality Marvin windows. The spacious primary suite is a private retreat featuring a gorgeous walk-in tile shower with rainfall shower head, and heated bathroom floors. A custom staircase railing adds a truly unique artistic touch, incorporating details inspired by the property's story, including loons, the lake, and the original cabin where the dream began. Comfort and efficiency continue throughout the home with a poured ICF foundation, spray foam insulation in the home and garage, LP SmartSide Diamond Kote siding, a drilled constant-pressure well, forced-air heating and central air conditioning, and in-floor heat in the basement, garage, and primary bathroom. Enjoy Minnesota's lake lifestyle from the inviting three-season screen porch—the perfect spot for morning coffee, watching the game, entertaining friends, or simply listening to the loons and taking in the sights and sounds of Rainy Lake. And there's even more potential. The full unfinished lower level is already framed and stubbed for an additional bedroom, bathroom, and spacious family room. Full look-out windows bring in natural light and continue the beautiful lake views. Finish the space to create guest accommodations, a recreation room, home office, or expansive lakeside gathering space while adding significant value and equity to the home. Whether you're searching for a Rainy Lake vacation home, year-round lake house, Minnesota waterfront property, or a private recreational retreat, this property offers an exceptional combination of privacy, views, quality construction, and future potential. With outstanding fishing and recreation, abundant wildlife, and the natural beauty of Rainy Lake right outside your door, this is more than a home—it's the opportunity to live the lake lifestyle you've been waiting for.
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FeaturesGeneralLiving Area 1669
Sewer Septic System Compliant - Yes
Heating Boiler Forced Air In-Floor Heating
Cooling Central Air
Roof Age 8 Years or Less Asphalt Pitched
HOA Fee 0
Garage Spaces 2
Construction Materials Frame ICFs (Insulated Concrete Forms)
Year Built 2026
View Panoramic
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Lake Front
Accessibility None
County Cass
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Point Of Pines
Full Baths 0
Directions Hwy 371 N through Backus to right on State Hwy 87 at Godfrey's Store. in 2.3 miles turn left onto Rainy Lake Rd NW then right on Rainy Lake Dr NW to home at end of road
City Backus
High School District Pine River-Backus
Zoning Description Shoreline
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 734
Additional Parcels Y/N N
Virtual Tour https://urldefense.proofpoint.com/v2/url?u=https-3A__vimeopro.com_mapleleafphotography_1090rainybackus&d=DwMFaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=50ik-dpf9tpUmQ82KsrnB-fHyj_8L5o95bkPZiu
Standard Status Pending
Lender Owned No
Amenities Unit Ceiling Fan(s) Dock Kitchen Center Island Kitchen Window Main Floor Primary Bedroom Porch Panoramic View Vaulted Ceiling(s)
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InteriorBasement Daylight/Lookout Windows Full In-Floor Heat Partially Finished Sump Pump
Total Fireplaces 1
Fireplace Features Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1669
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Laundry Room Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
Bath Desc Private Primary
Dining Room Description Kitchen/Dining Room
Fuel Propane
Garage Square Feet 700
Waterfront Feet 270
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ExteriorParking Features Attached Garage Gravel Heated Garage Insulated Garage
Water Source 4-Inch Submersible
Lot Size Area 0.57
Building Area Total 3530
Lot Dimensions 270xirregular
Waterfront Y/N Y
Foundation Area 1669
Road Frontage Type Township
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByNorth Pointe Realty AdvantageBroker
kari@karicrimminsrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,683
- Monthly Property Taxes
- $61
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Backus, MN
Average List Price $437,680
Percent of Sale Price 35%
About Backus, MN 222 Population
-16% Since 2002
$ 43,636 Median Income
49.75 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3048718 Elementary School
3048391 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/2/2026 | $678,000 | -3.00% | Price Down |
| 6/3/2026 | $699,000 | | Listed Price |