12408 189th Street
Chippewa Falls, WI, 54748 $ 2,099,900
Bedrooms3 Baths3.2 Sq 5,548 Monthly Estimate*
$ 14,503
for $2,099,900 with 3 bedrooms and 3 full baths, 2 half baths. This 5,548 square foot home was built in 2023.
Nestled along the Chippewa River/Lake Wissota, this custom luxury home offers sweeping water views. An 18-foot ceiling and a 6-foot modern linear gas fireplace anchor the great room, where expansive Marvin Contemporary windows feature motorized shades. Distinctive lighting by Italian glass, Hubbardton Forge, Mooi, and Room & Board doubles as art, complementing curated, cohesive furnishings.The open-concept kitchen connects to the great room and dining area, featuring walnut cabinetry, quartz countertops, integrated Thermador appliances, and a walk-through butler’s pantry for clutter-free storage. Ideal for hosting or multi-generational living, a smooth passenger elevator connects all three levels, complemented by generous closets and integrated organization systems throughout. Multiple Samsung Frame TVs blend entertainment with art. The primary suite serves as a calm retreat with a spa-inspired bath and an Aquatica composite soaking tub. The walk-out lower level features heated concrete floors, a casual bar, a wine cellar, a TV space, and a game room with direct waterfront access. It also includes a private suite with a kitchenette, TV space, bedroom, reading nook, and bath. Outside, just 13 gentle steps lead to the shoreline. A grilling area and natural gas fire pit offer a perfect setting for outdoor dining, while the spacious deck is crafted from long-lasting architectural aluminum. Thoughtfully designed railings—combining stainless cable, tempered glass, modern screens, and rich wood—maximize views while maintaining security. An oversized, heated, fully insulated three-car garage includes an EV charger. The home features a hybrid HVAC system combining forced air and hydronic radiant floor heat. Smart home upgrades include whole-home Ethernet, security cameras, a backup generator, and keyless entry. Engineered for longevity, the low-maintenance exterior features durable Hardie Board siding and a premium textured metal roof. Adjacent to the Old Abe Trail and close to Lake Wissota Golf. Only 15 minutes to Chippewa Falls.
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FeaturesGeneralLiving Area 5548
Sewer Private Sewer
Heating Forced Air In-Floor Heating Radiant
Cooling Central Air
Appliances Central Vacuum Dishwasher Dryer Freezer Microwave Other Range Refrigerator Washer Water Softener Owned
HOA Fee 0
Garage Spaces 3
Year Built 2023
Electric Circuit Breakers
Levels One and One Half
Property Subtype Single Family
Tax Year 2025
Waterfront Features River Front
Accessibility None
County Chippewa
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name Four Pines Add
Full Baths 3
Directions (WI): Drive Highway S north of Chippewa Falls or south of Jim Falls to west on 189th Street
City Chippewa Falls
High School District Chippewa Falls Area
Zoning Description Shoreline
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 11433.45
Additional Parcels Y/N N
Virtual Tour https://signaturehomescv.com/projects/7719452-chippewa-river-jim-falls-2025-video
Standard Status Active
Lender Owned No
Amenities Unit Deck Patio
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InteriorBasement Full Partially Finished Walkout
Total Fireplaces 1
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 4348
Half Baths 2
1/4 Baths 0
3/4 Baths 0
Total Bedrooms 3
Below Grade Finished Area 1200
Total Baths 5
Fuel Natural Gas
Garage Square Feet 0
Waterfront Feet 88
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ExteriorParking Features Attached Garage
Water Source Well
Lot Size Area 0
Building Area Total 0
Lot Dimensions 211 x 87 x 187 x 83
Waterfront Y/N Y
Foundation Area 2737
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* Excluded FeaturesList ByWoods & Water Realty Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $14,503
- Monthly Property Taxes
- $953
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chippewa Falls, WI
Average List Price $731,800
Percent of Sale Price 65%
About Chippewa Falls, WI 14,016 Population
10% Since 2002
$ 42,608 Median Income
38.84 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3048502 Elementary School
3048382 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/5/2026 | $2,099,900 | -4.55% | Price Down |
| 6/18/2026 | $2,199,900 | -8.33% | Price Down |
| 5/19/2026 | $2,399,900 | | Listed Price |