684 Virginia Street Saint Paul, MN $ 270,000
684 Virginia Street
$ 270,000
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684 Virginia Street

Saint Paul, MN, 55103
$ 270,000
Bedrooms4 Baths2.0 Sq 2,904

Monthly Estimate*

$ 1,865

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Multi-Family Home for sale in Saint Paul, MN

for $270,000 with 4 bedrooms and 2 full baths. This 2,904 square foot home was built in 1900 on a lot size of 0.115.

Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal. The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand. Convenient access to nearby shopping, restaurants, employment centers, and transit routes supports stable long-term occupancy potential. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Strong value-add opportunity through continued operational improvements and management optimization.

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Multi-Family Active

Price

$ 270,000

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 4,410

Style

Duplex Up and Down

Lot Size

0.115

Year Built

1900

Town/City

Saint Paul

County/Region

Ramsey

MLS | Web ID

7074600

Features
General
Living Area 2904
Sewer City Sewer/Connected
Heating Boiler
Roof Age Over 8 Years Asphalt Pitched
Garage Spaces 0
Construction Materials Concrete
Year Built 1900
Electric Circuit Breakers
Tenant Pays All Utilities Electricity Gas Hot Water See Remarks
Topography Level
Levels Two
Property Subtype Duplex Up and Down
Tax Year 2026
Gross Income 31080
Accessibility Doors 36 +
County Ramsey
Operating Expense 0
Insurance Expense 0
New Construction N
Property Type Residential Income
Contingency None
MaintenanceExpense 0
Subdivision Name Humphreys Add To Saint P
Directions In St. Paul!
City Saint Paul
High School District St. Paul
Zoning Description Residential-Multi-Family
Number Of Units Total 2
Lot Size Units Acres
Land Lease Y/N N
Tax Annual Amount 4410
Electric Expense 0
Fuel Expense 0
Trash Expense 0
Water Sewer Expense 0
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
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Interior
Basement Block Finished
Basement (Y/N) Y
Above Grade Finished Area 1936
Laundry Features None
Total Bedrooms 4
Below Grade Finished Area 968
Total Baths 2
Foundation Dimensions 25 x 44
Fuel Electric Natural Gas
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Exterior
Parking Features Gravel
Lot Features Public Transit (w/in 6 blks)
Water Source City Water/Connected
Lot Size Area 0.115
Building Area Total 2904
Lot Dimensions 41 x 126
Waterfront Y/N N
Foundation Area 968
Road Frontage Type City Street Curbs Paved Streets
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 684
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* Excluded Features
List By
Gold Group Realty, Llc

Broker

luke@thegold.group

Email

Affordability Calculator

$2,232
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,865
Monthly Property Taxes
$368
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
709337 Elementary School
708288 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$270,000 -14.29% Price Down
6/27/2026$315,000 -9.16% Price Down
5/15/2026$346,750 Listed Price

Map


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684 Virginia Street, Saint Paul, MN, 55103 is a Multi-Family Home for sale at $270,000 with 2,904 sqft and a lot size of 0.115. 684 Virginia Street has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 55103 which is in Saint Paul, MN