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981 45th Avenue NE Saint Cloud, MN $ 410,000
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$ 410,000 Get more info
981 45th Avenue NE
$ 410,000
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New Construction
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981 45th Avenue NE

Saint Cloud, MN, 56304
$ 410,000
Bedrooms4 Baths3.1 Sq 2,545

Monthly Estimate*

$ 2,832

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Single Family Home for sale in Saint Cloud, MN

for $410,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,545 square foot home was built in 2026 on a lot size of 0.14.

Stunning New Construction with Finished Walk-Out Lower Level Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office. Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!

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Single Family Active

Price

$ 410,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 300

Style

Single Family

Lot Size

0.14

Year Built

2026

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

7065907
Features
General
Living Area 2545
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Air-To-Air Exchanger Chandelier Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 118
Garage Spaces 2
Association Fee Includes Lawn Care Snow Removal
Pool Features None
Construction Materials Block Frame
Year Built 2026
Electric Circuit Breakers 100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Benton
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Whispering Meadows
Full Baths 1
Directions Hwy 23 East of Hwy 10 to 47th Ave NE South to Quail Rd. West to 45th Ave NE South to home.
City Saint Cloud
Association Name Whispering Meadows HOA
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 300
Additional Parcels Y/N N
Availability Date 2026-05-01
Builder Name BML BUILDERS INC
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Natural Woodwork Paneled Doors In-Ground Sprinkler Washer/Dryer Hookup Walk-In Closet
Community Name Whispering Meadows
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Interior
Basement Block Daylight/Lookout Windows Drainage System Finished Sump Basket Sump Pump Walkout
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1720
Half Baths 1
1/4 Baths 0
3/4 Baths 2
Laundry Features Laundry Room Upper Level
Total Bedrooms 4
Below Grade Finished Area 825
Total Baths 4
Bath Desc 3/4 Basement 3/4 Primary Bathroom Ensuite Private Primary Main Floor 1/2 Bath Upper Level Full Bath Walk-In Shower Stall
Dining Room Description Breakfast Bar Breakfast Area Eat In Kitchen Informal Dining Room Kitchen/Dining Room Living/Dining Room
Foundation Dimensions 31x22
Fuel Electric Natural Gas
Garage Dimensions 23x20
Garage Door Width 7
Garage Square Feet 460
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Exterior
Fencing None
Parking Features Attached Garage Concrete Guest Parking
Water Source City Water/Connected
Lot Size Area 0.14
Building Area Total 2580
Lot Dimensions 6119
Waterfront Y/N N
Foundation Area 860
Road Frontage Type City Street
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Internal Only
Street Number 1 981
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* Excluded Features
List By
Re/Max Results

Broker

becky.nielsen@results.net

Email

Affordability Calculator

$2,857
Per Month
99%
1%
0%
Monthly Principal & Interest
$2,832
Monthly Property Taxes
$25
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708359 Elementary School
708670 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
8/12/2026$410,000 -0.49% Price Down
5/1/2026$412,000 Listed Price

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981 45th Avenue NE, Saint Cloud, MN, 56304 is a Single Family Home for sale at $410,000 with 2,545 sqft and a lot size of 0.14. 981 45th Avenue NE has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 56304 which is in Saint Cloud, MN

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